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| Worcester | | At InsWeb, you can compare free | | Premises: The particular location of |
| Vancouver | | online insurance quotes from many of | | property or a portion thereof as |
| Madison | | the nations leading insurance | | designated in a policy. |
| Akron | | companies. | | |
| Bayside | | | | Absolute Assignment: Assignment by |
| Mountain View | | Everyone has different needs, and | | a policy owner of all control of and |
| Tuscaloosa | | not one size fits all when it comes to | | rights in the policy to a third party. |
| Fayetteville | | term life insurance. While it may make | | |
| Sioux City | | sense for people in their 30s and 40s | | Retail Credit Company: The former |
| Vineland | | to secure a 20-year term length, a | | name of Equifax, a credit reporting |
| Johnstown | | 10-year term might be more | | organization. See Equifax. |
| San Bernardino | | appropriate for someone nearing | | |
| Shreveport | | retirement. | | Capital Sum: The maximum lump sum |
| Jacksonville | | | | payable in the event of accidental |
| Peoria | | Shopping around is the best way to | | death or dismemberment. |
| Panama City | | save money on your insurance. | | |
| Savannah | | | | Preferred Risk: Any risk considered |
| Lakewood | | People who are trying to quit | | to be better than the standard risk on |
| Reading | | smoking, for example, might be best | | which the premium rate was |
| Lakeland | | suited purchasing a shorter term (and | | calculated. |
| Spring Hill | | then replacing it with a longer term | | |
| Jackson | | policy when they qualify for | | Short Rate Premium: The premium |
| Charlotte | | non-tobacco prices). | | required for issuing a policy for a |
| Huntington | | | | period less than its normal term. |
| Poughkeepsie | | While some companies raise their | | |
| Springfield | | prices based on your actual age, | | Time Limits: The limits of time within |
| Columbus | | most companies increase the price of | | which notice of a claim and proof of a |
| Pembroke Pines | | their policies six months before your | | loss must be submitted. |
| Henderson | | birthday. Its a term called Age | | |
| Cedar Rapids | | Nearest in the industry, and that | | Malinger: To feign a disability for the |
| Dearborn | | half-year price increase could really | | purpose of continuing to collect |
| Delray Beach | | add up over a 20-year term policy. As | | benefits longer than actually |
| Johnstown | | above, the quicker you purchase your | | necessary. |
| Corpus Christi | | policy the better. | | |