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| Johnson City | | Healthy people have the best | | Amendment: A formal document |
| Vineland | | mortality risks and thus are much | | which corrects or revises an |
| Denton | | cheaper for companies to insure. This | | insurance master policy. |
| Bayside | | translates into lower rates for the | | |
| Long Beach | | Super Preferred customer than | | Valuation Clause: A clause stating the |
| Portland | | someone with higher risk factors such | | value of items for insurance |
| Oakland | | as a heart condition, cancer or | | purposes, making it a valued policy. |
| Owensboro | | diabetes. Conversely, if you were | | |
| Palo Alto | | unhealthy when you acquired your | | Deductible: The portion of an insured |
| Virginia Beach | | policy, and your health has now | | loss to be borne by the insured |
| Newport Beach | | improved, it might be time to shop for | | before he is entitled to recovery from |
| Huntington | | a new policy, as your rates are likely | | the insurer. |
| Westbury | | to be lower. | | |
| Ann Arbor | | | | Countersignature: The signature of a |
| Hollywood | | If you have noticed that your auto | | licensed agent or representative on a |
| Santa Rosa | | insurance rates are still increasing | | policy. |
| Valdosta | | with each renewal, or even have not | | |
| Harrisburg | | gone down even though you have a | | Criticism: A correction suggested by a |
| Mesa | | great driving record, this lower pricing | | rating or auditing bureau to an insurer. |
| New York | | trend makes it more important then | | |
| Kansas City | | ever that you shop around for auto | | Policy Anniversary: The anniversary |
| Clinton Township | | insurance. | | of the date of issue of a policy as |
| Vineland | | | | shown in the policy declarations. |
| Pembroke Pines | | Why not take advantage of current | | |
| Johnstown | | low prices? Many auto insurance | | License: A certification of authority for |
| Clearwater | | consumers are becoming educated | | an agent or insurer to operate, given |
| Cypress | | on other companies, plans, and rates | | by the appropriate jurisdiction. |
| Shreveport | | that are available to them; ones that | | |
| Lubbock | | could afford them significant savings | | Endorsement: A written or printed form |
| Hendersonville | | on their auto insurance. | | attached to the policy which alters |
| Worcester | | | | provisions of the contract. |
| Littleton | | People who are trying to quit | | |
| Littleton | | smoking, for example, might be best | | Deflation: An economic period |
| Huntington | | suited purchasing a shorter term (and | | characterized by falling prices, high |
| Springfield | | then replacing it with a longer term | | unemployment and a generally |
| Elkhart | | policy when they qualify for | | sluggish or slow economy. |
| Whittier | | non-tobacco prices). | | |