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| Richmond | | Individuals who have 30-year | | Incurred Expense: Expenses not yet |
| Inglewood | | mortgages might want to consider a | | paid. Can also include paid |
| Clinton Township | | 30-year term to ensure that the house | | expenses in some accounting |
| Louisville | | is protected throughout the period of | | systems. |
| Lincoln | | the loan. | | |
| Boston | | | | Provisional Rate: Tentative rates, |
| Melbourne | | The quickest and easiest way to | | premiums or commissions that are |
| Vancouver | | shop for new insurance is by | | subject to subsequent adjustment. |
| Denton | | comparing rates at InsWebs online | | See Commission and Premium. |
| Vero Beach | | marketplace. If you do it the | | |
| Tacoma | | old-fashioned way (by calling or | | Nonadmitted Insurer: An insurer not |
| Las Vegas | | visiting multiple agents or insurance | | licensed to do business in the |
| Joliet | | companies) it could take up a huge | | jurisdiction in question. Same as |
| Fayetteville | | chunk of your time, which no one | | Unauthorized Insurer and Unlicensed |
| Berkeley | | wants or needs. By completing | | Insurer. |
| Nashua | | InsWebs online application, you will | | |
| Bakersfield | | have rates to compare to your old | | Agency Company: An insurance |
| Tuscaloosa | | ones within minutes! | | company that produces business |
| Mansfield | | | | through an agency network. Contrast |
| Inglewood | | Make sure you have a new policy in | | with Direct Writer. |
| Santa Barbara | | place before you cancel your old one | | |
| Jacksonville | | to avoid a lapse in coverage. This will | | Capital Sum: The maximum lump sum |
| Florence | | also prevent having to figure out the | | payable in the event of accidental |
| Mesa | | amount of any unused premium that is | | death or dismemberment. |
| Newark | | due to you from your old insurance | | |
| Pueblo | | company, or having to spar with your | | Liabilities: Money owed or expected |
| Lincoln | | agent about exactly when your policy | | to be owed. Insurance company |
| San Diego | | was cancelled and how much they | | financial statements, for instance, |
| Tulsa | | owe you. | | show assets and liabilities. |
