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| Fremont | | Shopping around is the best way to | | Sole Proprietorship: A business |
| Sioux City | | save money on your insurance. | | enterprise owned by one person who |
| Panama City | | | | is its manager and employee. |
| Rome | | Why not take advantage of current | | |
| Reno | | low prices? Many auto insurance | | Provisional Rate: Tentative rates, |
| Denver | | consumers are becoming educated | | premiums or commissions that are |
| Redlands | | on other companies, plans, and rates | | subject to subsequent adjustment. |
| Warwick | | that are available to them; ones that | | See Commission and Premium. |
| Ventura | | could afford them significant savings | | |
| Fayetteville | | on their auto insurance. | | Tickler: A reminder system used to |
| Tallahassee | | | | call an individual's attention to actions |
| Oceanside | | If you decide to cancel your policy | | that must be taken at a future point in |
| Daytona Beach | | (after acquiring new coverage) | | time. |
| Bloomington | | outside of the 30-day period, you may | | |
| Orlando | | have to pay a fee or penalty. | | Tariff Rate: A rate established by a |
| Richmond | | However, you may still save money | | rating organization, which comes from |
| Denver | | after paying the fee if your new policy | | the tables, schedules and rules found |
| Lancaster | | affords you significant savings. So | | in the tariff of rates. |
| Syracuse | | while it is best to wait until your | | |
| San Jose | | receive your renewal notice, you CAN | | Policy Anniversary: The anniversary |
| Pittsburgh | | cancel your policy at any time. | | of the date of issue of a policy as |
| Richmond | | | | shown in the policy declarations. |
| Austin | | The best time to switch policies is | | |
| Decatur | | within one month of receiving your | | Business: In Property, Liability, and |
| Escondido | | policy renewal from your current | | Health lines, it usually refers to the |
| Conroe | | insurer. You can typically cancel your | | volume of premiums. |
| Walnut Creek | | policy without any fees or penalties if | | |
| Reno | | you act within this time period. | | Insurance Examiner: The |
| Huntington | | | | representative of a state insurance |
| Green Bay | | Individuals who have 30-year | | department assigned to participate in |
| Columbus | | mortgages might want to consider a | | the official audit and examination of |
| Manchester | | 30-year term to ensure that the house | | an insurer. |
| Panama City | | is protected throughout the period of | | |
| Irving | | the loan. | | Insurance to Value: Insurance written |
| Waco | | | | in an amount approximating the value |
| Silver Spring | | | | of the property insured. |