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| Tallahassee | | While some companies raise their | | Policy Period (or Term): The period |
| Evanston | | prices based on your actual age, | | during which the policy contract |
| Fort Wayne | | most companies increase the price of | | affords protection, e.g., six months or |
| Cape Coral | | their policies six months before your | | one or three years. |
| Dearborn | | birthday. Its a term called Age | | |
| Springfield | | Nearest in the industry, and that | | Adjustment Bureau: A firm organized |
| Minneapolis | | half-year price increase could really | | to provide adjustment services to |
| Lubbock | | add up over a 20-year term policy. As | | insurers not wishing to create their |
| Rome | | above, the quicker you purchase your | | own claims division. |
| Dallas | | policy the better. | | |
| Goldsboro | | | | Dual Life Stock Company: A stock |
| Rochester | | Life insurance, specifically Term Life, | | Life insurer issuing both participating |
| Louisville | | is arguably one of the best values in | | and nonparticipating policy contracts. |
| Scranton | | the entire financial services arena. | | |
| Poughkeepsie | | Where else can you go and get | | Losses Outstanding: A summary |
| Albany | | hundreds of thousands of dollars in | | statement prepared by Property, Life, |
| Vero Beach | | protection for literally pennies per | | and Liability insurers showing claims |
| Springfield | | day? Rates for Term Life insurance | | not yet settled. |
| Lansing | | remain at all-time lows, and now is the | | |
| Fort Wayne | | time to lock in the best prices. | | Approved Roof: A term used in |
| Harrisburg | | | | building construction. It indicates a |
| Bloomington | | Why not take advantage of current | | roof made of fire-resistive materials, |
| Beaumont | | low prices? Many auto insurance | | such as tile or asphalt shingles. |
| Jonesboro | | consumers are becoming educated | | |
| West Palm Beach | | on other companies, plans, and rates | | Substandard Risk: A risk not |
| Lansing | | that are available to them; ones that | | measuring up to underwriting |
| Sunnyvale | | could afford them significant savings | | standards. It may still be written but |
| Minneapolis | | on their auto insurance. | | usually at a surcharged premium. |