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| Bloomington | | Life insurance, specifically Term Life, | | Policy Period (or Term): The period |
| Indianapolis | | is arguably one of the best values in | | during which the policy contract |
| Seattle | | the entire financial services arena. | | affords protection, e.g., six months or |
| Lexington | | Where else can you go and get | | one or three years. |
| Fall River | | hundreds of thousands of dollars in | | |
| Salt Lake City | | protection for literally pennies per | | Claim Report: A report filed by an |
| Flushing | | day? Rates for Term Life insurance | | agent setting forth the facts of a claim. |
| Colorado Springs | | remain at all-time lows, and now is the | | Same as Loss Report. |
| Athens | | time to lock in the best prices. | | |
| Lancaster | | | | Broker of Record: A broker who has |
| Staten Island | | At InsWeb, you can compare free | | been designated to handle certain |
| Portsmouth | | online insurance quotes from many of | | insurance contracts for the |
| Tempe | | the nations leading insurance | | policyholder. |
| Boise | | companies. | | |
| Fremont | | | | Gross Premium: The net premium |
| Decatur | | People who are trying to quit | | plus operating expenses, |
| Florence | | smoking, for example, might be best | | commissions and other expenses. |
| Longview | | suited purchasing a shorter term (and | | |
| Gainesville | | then replacing it with a longer term | | Retrospective Premium: The final |
| Dallas | | policy when they qualify for | | premium in a retrospective rating |
| Elkhart | | non-tobacco prices). | | plan. See Retrospective Rating. |
