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| Durham | | The quickest and easiest way to | | FICA. Federal Insurance Contributions |
| Fayetteville | | shop for new insurance is by | | Act: A law imposing a payroll tax to |
| Escondido | | comparing rates at InsWebs online | | assist in funding Social Security |
| Quincy | | marketplace. If you do it the | | benefits. |
| Hampton | | old-fashioned way (by calling or | | |
| Lubbock | | visiting multiple agents or insurance | | Provisions: Statements contained in |
| Bloomington | | companies) it could take up a huge | | an insurance policy which explain the |
| Corona | | chunk of your time, which no one | | benefits, conditions and other |
| Boulder | | wants or needs. By completing | | features of the insurance contract. |
| San Antonio | | InsWebs online application, you will | | |
| Henderson | | have rates to compare to your old | | Basic Rate: The manual rate from |
| San Antonio | | ones within minutes! | | which discounts are taken or to which |
| Naperville | | | | charges are added to reflect the |
| Ann Arbor | | While some companies raise their | | individual circumstances of a risk. |
| Evansville | | prices based on your actual age, | | |
| Lakeland | | most companies increase the price of | | Agency Contract (or Agreement): The |
| Lexington | | their policies six months before your | | document which establishes the legal |
| Newark | | birthday. Its a term called Age | | relationship between an agent and an |
| Overland Park | | Nearest in the industry, and that | | insurer. |
| Tyler | | half-year price increase could really | | |
| Jacksonville | | add up over a 20-year term policy. As | | United States Aircraft Insurance |
| Yuma | | above, the quicker you purchase your | | Group: A group of insurers providing |
| Tallahassee | | policy the better. | | facilities for all forms of Aviation |
| Panama City | | | | Insurance. |
| Chula Vista | | Life insurance, specifically Term Life, | | |
| Little Rock | | is arguably one of the best values in | | Burning Ratio: The ratio of losses |
| Madison | | the entire financial services arena. | | suffered to the amount of insurance in |
| Fayetteville | | Where else can you go and get | | effect. |
| Cape Coral | | hundreds of thousands of dollars in | | |
| Tampa | | protection for literally pennies per | | Partial Loss: A loss covered by an |
| Bradenton | | day? Rates for Term Life insurance | | insurance policy which does not |
| Plano | | remain at all-time lows, and now is the | | completely destroy or render |
| Zanesville | | time to lock in the best prices. | | worthless the insured property. |