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| West Palm Beach | | If you decide to cancel your policy | | Earned Income: The money |
| Augusta | | (after acquiring new coverage) | | individuals earn as a result of working |
| Albany | | outside of the 30-day period, you may | | at some job or occupation for which |
| West Palm Beach | | have to pay a fee or penalty. | | they are paid a salary. |
| Miami | | However, you may still save money | | |
| Grand Prairie | | after paying the fee if your new policy | | Leasehold: An agreement which |
| Naperville | | affords you significant savings. So | | gives a person the right to use and |
| Buffalo | | while it is best to wait until your | | occupy property. |
| St. Joseph | | receive your renewal notice, you CAN | | |
| Austin | | cancel your policy at any time. | | Authorized Insurer: An insurer |
| Muncie | | | | authorized by the state to transact |
| Panama City | | While some companies raise their | | business in that state for specific |
| Acworth | | prices based on your actual age, | | types of insurance. |
| Cape Coral | | most companies increase the price of | | |
| Huntsville | | their policies six months before your | | Indemnity: Restoration to the victim of |
| Anderson | | birthday. Its a term called Age | | a loss by payment, repair, or |
| Fairfax | | Nearest in the industry, and that | | replacement. |
| Santa Monica | | half-year price increase could really | | |
| Stuart | | add up over a 20-year term policy. As | | Agency Company: An insurance |
| Johnson City | | above, the quicker you purchase your | | company that produces business |
| Fall River | | policy the better. | | through an agency network. Contrast |
| Newark | | | | with Direct Writer. |
| Florissant | | People who are trying to quit | | |
| Pasadena | | smoking, for example, might be best | | Underwriters Laboratories, Inc. (UL): A |
| Montgomery | | suited purchasing a shorter term (and | | testing laboratory for manufactured |
| Rome | | then replacing it with a longer term | | items to determine their safety |
| Bakersfield | | policy when they qualify for | | propensities. |
| Plano | | non-tobacco prices). | | |
| Warren | | | | Theory of Probability: The |
| Mountain View | | At InsWeb, you can compare free | | mathematical principle upon which |
| Williamsport | | online insurance quotes from many of | | insurance is based. |
| Sterling Heights | | the nations leading insurance | | |
| Joliet | | companies. | | Overlapping Insurance: Coverage |
| Amarillo | | | | from two or more policies or insurers |
| Bradenton | | | | which duplicates coverage of certain |
| Dallas | | | | risks. |
