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| Stockbridge | | Individuals who have 30-year | | United States Aircraft Insurance |
| Hot Springs | | mortgages might want to consider a | | Group: A group of insurers providing |
| Council Bluffs | | 30-year term to ensure that the house | | facilities for all forms of Aviation |
| Modesto | | is protected throughout the period of | | Insurance. |
| Tucson | | the loan. | | |
| Jonesboro | | | | Net Loss: The amount of loss |
| Jersey City | | The quickest and easiest way to | | sustained by an insurer after giving |
| Miami | | shop for new insurance is by | | effect to all applicable reinsurance, |
| Rockford | | comparing rates at InsWebs online | | salvage, and subrogation recoveries. |
| Frederick | | marketplace. If you do it the | | |
| Fort Worth | | old-fashioned way (by calling or | | Effective Date: The date on which the |
| Columbus | | visiting multiple agents or insurance | | protection of an insurance policy or |
| Marietta | | companies) it could take up a huge | | bond goes into effect. |
| Houma | | chunk of your time, which no one | | |
| Olympia | | wants or needs. By completing | | Countersignature: The signature of a |
| Richmond | | InsWebs online application, you will | | licensed agent or representative on a |
| Fairfax | | have rates to compare to your old | | policy. |
| Lawrenceville | | ones within minutes! | | |
| Vero Beach | | | | Public Adjuster: An insurance adjuster |
| Rochester | | Why not take advantage of current | | who represents an insured on a fee |
| Duluth | | low prices? Many auto insurance | | basis in claims settlement. Contrast |
| Fort Lauderdale | | consumers are becoming educated | | with Independent Adjuster. |
| New York | | on other companies, plans, and rates | | |
| Zanesville | | that are available to them; ones that | | War Risk Insurance: Insurance |
| Ocala | | could afford them significant savings | | covering damage caused by war. |
| Chesapeake | | on their auto insurance. | | Most often written by Ocean Marine |
| Rockford | | | | Insurance companies covering |
| Lima | | Shopping around is the best way to | | vessels. |
| Jacksonville | | save money on your insurance. | | |
| Ann Arbor | | | | Replacement: A new policy written to |
| Oakland | | Make sure you have a new policy in | | take the place of one currently in force. |
| Aurora | | place before you cancel your old one | | |
| Tuscaloosa | | to avoid a lapse in coverage. This will | | Approved: The condition which exists |
| Boynton Beach | | also prevent having to figure out the | | when the person or object to be |
| Fayetteville | | amount of any unused premium that is | | insured meets the underwriting |
| Albany | | due to you from your old insurance | | standards of the insurer. |
| San Diego | | company, or having to spar with your | | |
| Winter Park | | agent about exactly when your policy | | |
| Pensacola | | was cancelled and how much they | | |
| Decatur | | owe you. | | |
