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| Indianapolis | | Individuals who have 30-year | | Claim Report: A report filed by an |
| Woodbridge | | mortgages might want to consider a | | agent setting forth the facts of a claim. |
| Sunnyvale | | 30-year term to ensure that the house | | Same as Loss Report. |
| Las Cruces | | is protected throughout the period of | | |
| Scottsdale | | the loan. | | National Auto Theft Bureau: An |
| Wilmington | | | | organization engaged in the |
| Overland Park | | If you have noticed that your auto | | prevention and reduction of motor |
| Schenectady | | insurance rates are still increasing | | vehicle fire and theft losses. |
| Greeley | | with each renewal, or even have not | | |
| Rockford | | gone down even though you have a | | Convention Values: Values assigned |
| Warren | | great driving record, this lower pricing | | to insurers' assets in the convention |
| Sacramento | | trend makes it more important then | | blank. |
| Saginaw | | ever that you shop around for auto | | |
| Grand Rapids | | insurance. | | Incurred Expense: Expenses not yet |
| Newburgh | | | | paid. Can also include paid |
| Fresno | | Everyone has different needs, and | | expenses in some accounting |
| Alameda | | not one size fits all when it comes to | | systems. |
| High Point | | term life insurance. While it may make | | |
| Chicago | | sense for people in their 30s and 40s | | Accidental Bodily Injury: An injury |
| Pasadena | | to secure a 20-year term length, a | | sustained accidentally. Only the result |
| Dearborn | | 10-year term might be more | | need be accidental. Contrast with |
| Lowell | | appropriate for someone nearing | | Accidental Means. |
| Orlando | | retirement. | | |
| Hot Springs | | | | Basic Rate: The manual rate from |
| Nashville | | We offer quotes for auto insurance, | | which discounts are taken or to which |
| Glendale | | life insurance, homeowners | | charges are added to reflect the |
| Lafayette | | insurance, health insurance, term life | | individual circumstances of a risk. |
| Corpus Christi | | insurance and more. | | |
| Tallahassee | | | | Mandatory Valuation Reserve: A |
| Augusta | | Shopping around is the best way to | | reserve required by a state law to |
| Oxnard | | save money on your insurance. | | offset any declines in the valuation of |
| West Chester | | | | securities listed as admitted assets. |
| Newark | | People who are trying to quit | | |
| Sacramento | | smoking, for example, might be best | | Mutualization: The process of |
| Myrtle Beach | | suited purchasing a shorter term (and | | converting a stock insurer to a mutual |
| Florence | | then replacing it with a longer term | | insurer, accomplished by having the |
| Florence | | policy when they qualify for | | insurer buy stock and retire it. |
| Evansville | | non-tobacco prices). | | |
