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| Berkeley | | Shopping around is the best way to | | Admitted (or Allowed) Assets: Assets |
| Muncie | | save money on your insurance. | | whose values are permitted by state |
| Dothan | | | | law to be included in the annual |
| Dearborn | | Healthy people have the best | | statement of the insurer. |
| Staten Island | | mortality risks and thus are much | | |
| New Orleans | | cheaper for companies to insure. This | | Accidental Bodily Injury: An injury |
| Lorain | | translates into lower rates for the | | sustained accidentally. Only the result |
| Shreveport | | Super Preferred customer than | | need be accidental. Contrast with |
| Seattle | | someone with higher risk factors such | | Accidental Means. |
| Fort Wayne | | as a heart condition, cancer or | | |
| Flushing | | diabetes. Conversely, if you were | | Premises: The particular location of |
| Newport News | | unhealthy when you acquired your | | property or a portion thereof as |
| Berkeley | | policy, and your health has now | | designated in a policy. |
| Metairie | | improved, it might be time to shop for | | |
| Garland | | a new policy, as your rates are likely | | Claim: A demand made by the |
| Belleville | | to be lower. | | insured, or the insured's beneficiary, |
| Quincy | | | | for payment of the benefits provided |
| Marietta | | If you have noticed that your auto | | by the contract. |
| Odessa | | insurance rates are still increasing | | |
| Corona | | with each renewal, or even have not | | Broker of Record: A broker who has |
| Youngstown | | gone down even though you have a | | been designated to handle certain |
| El Cajon | | great driving record, this lower pricing | | insurance contracts for the |
| Rockville | | trend makes it more important then | | policyholder. |
| Spartanburg | | ever that you shop around for auto | | |
| Dearborn | | insurance. | | Independent Contractor: One who |
| San Francisco | | | | agrees to perform according to a |
| Beaumont | | People who are trying to quit | | contract and who is not an employee. |
| Portland | | smoking, for example, might be best | | |
| Santa Rosa | | suited purchasing a shorter term (and | | Insurance Examiner: The |
| Albuquerque | | then replacing it with a longer term | | representative of a state insurance |
| Harrisburg | | policy when they qualify for | | department assigned to participate in |
| Muskegon | | non-tobacco prices). | | the official audit and examination of |
| Fall River | | | | an insurer. |
| Monroe | | Life insurance, specifically Term Life, | | |
| Chula Vista | | is arguably one of the best values in | | |
| Yuma | | the entire financial services arena. | | |
| Houma | | Where else can you go and get | | |
| Daytona Beach | | hundreds of thousands of dollars in | | |
| Boise | | protection for literally pennies per | | |
| Duluth | | day? Rates for Term Life insurance | | |
| Williamsburg | | remain at all-time lows, and now is the | | |
| Lansing | | time to lock in the best prices. | | |
