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| Anderson | | Individuals who have 30-year | | Monoline Policy: Any insurance |
| Portland | | mortgages might want to consider a | | coverage written as a single line |
| Kingsport | | 30-year term to ensure that the house | | policy. Contrast with Multiple Line or |
| Johnson City | | is protected throughout the period of | | Package policy. |
| Gainesville | | the loan. | | |
| Boulder | | | | Partial Loss: A loss covered by an |
| Tyler | | The best time to switch policies is | | insurance policy which does not |
| Hollywood | | within one month of receiving your | | completely destroy or render |
| Billings | | policy renewal from your current | | worthless the insured property. |
| Lafayette | | insurer. You can typically cancel your | | |
| Bayside | | policy without any fees or penalties if | | Amendment: A formal document |
| Grand Prairie | | you act within this time period. | | which corrects or revises an |
| Norwalk | | | | insurance master policy. |
| Chicago | | Everyone has different needs, and | | |
| Myrtle Beach | | not one size fits all when it comes to | | Fictitious Groups: Groups formed |
| Norfolk | | term life insurance. While it may make | | primarily for the purpose of buying |
| Dayton | | sense for people in their 30s and 40s | | insurance. Under the law such groups |
| Olympia | | to secure a 20-year term length, a | | may not be underwritten. |
| Cypress | | 10-year term might be more | | |
| Sunnyvale | | appropriate for someone nearing | | Accidental Bodily Injury: An injury |
| Jacksonville | | retirement. | | sustained accidentally. Only the result |
| Roanoke | | | | need be accidental. Contrast with |
| Beaumont | | While some companies raise their | | Accidental Means. |
| Delray Beach | | prices based on your actual age, | | |
| Whittier | | most companies increase the price of | | Notice of Cancellation: Written notice |
| Rockford | | their policies six months before your | | by an insurer of intent to cancel |
| Denver | | birthday. Its a term called Age | | insurance, or written notice by an |
| Waco | | Nearest in the industry, and that | | insured requesting cancellation. |
| Dayton | | half-year price increase could really | | |
| Clinton Township | | add up over a 20-year term policy. As | | Effective Date: The date on which the |
| Denton | | above, the quicker you purchase your | | protection of an insurance policy or |
| Escondido | | policy the better. | | bond goes into effect. |
