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| Hemet | | People who are trying to quit | | Single Limit: Any insurance coverage |
| Mobile | | smoking, for example, might be best | | which is expressed as a single |
| Williamsport | | suited purchasing a shorter term (and | | amount of insurance, or a single limit |
| Scottsdale | | then replacing it with a longer term | | of liability. Contrast with Split Limit. |
| Scranton | | policy when they qualify for | | |
| Belleville | | non-tobacco prices). | | Burning Ratio: The ratio of losses |
| Waterloo | | | | suffered to the amount of insurance in |
| Des Moines | | If you have noticed that your auto | | effect. |
| Tallahassee | | insurance rates are still increasing | | |
| Killeen | | with each renewal, or even have not | | Stock Option Plan: Surviving |
| Durham | | gone down even though you have a | | stockholders have the option to |
| Pueblo | | great driving record, this lower pricing | | purchase or not purchase the shares |
| Cranston | | trend makes it more important then | | of a deceased stockholder. |
| Columbus | | ever that you shop around for auto | | |
| Malden | | insurance. | | National Auto Theft Bureau: An |
| Anchorage | | | | organization engaged in the |
| Biloxi | | If you decide to cancel your policy | | prevention and reduction of motor |
| Rapid City | | (after acquiring new coverage) | | vehicle fire and theft losses. |
| Long Island City | | outside of the 30-day period, you may | | |
| Richmond | | have to pay a fee or penalty. | | Open Rating: A system whereby a |
| New Orleans | | However, you may still save money | | state allows an insurer to use rates |
| San Francisco | | after paying the fee if your new policy | | without prior approval. |
| Kansas City | | affords you significant savings. So | | |
| Melbourne | | while it is best to wait until your | | Retail Credit Company: The former |
| Sioux City | | receive your renewal notice, you CAN | | name of Equifax, a credit reporting |
| Bellevue | | cancel your policy at any time. | | organization. See Equifax. |