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| Salem | | If you have noticed that your auto | | Mutualization: The process of |
| Pittsburgh | | insurance rates are still increasing | | converting a stock insurer to a mutual |
| Cedar Rapids | | with each renewal, or even have not | | insurer, accomplished by having the |
| Southfield | | gone down even though you have a | | insurer buy stock and retire it. |
| Oceanside | | great driving record, this lower pricing | | |
| Virginia Beach | | trend makes it more important then | | Renewal: The reestablishment of the |
| Cookeville | | ever that you shop around for auto | | in-force status of a policy, the term of |
| Clinton Township | | insurance. | | which has expired or will expire |
| Johnson City | | | | unless it is renewed. |
| Littleton | | The quickest and easiest way to | | |
| Elkhart | | shop for new insurance is by | | Lapsed Policy: One which has been |
| Fort Collins | | comparing rates at InsWebs online | | allowed to expire because of |
| Oxnard | | marketplace. If you do it the | | nonpayment of premiums. |
| Costa Mesa | | old-fashioned way (by calling or | | |
| White Plains | | visiting multiple agents or insurance | | Admitted Company: An insurance |
| Asheville | | companies) it could take up a huge | | company authorized and licensed to |
| Fullerton | | chunk of your time, which no one | | do business in a given state. |
| North Hollywood | | wants or needs. By completing | | |
| Union | | InsWebs online application, you will | | Leasehold: An agreement which |
| San Jose | | have rates to compare to your old | | gives a person the right to use and |
| Decatur | | ones within minutes! | | occupy property. |