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| Muskegon | | If you decide to cancel your policy | | Brokerage Business: Business |
| Orange | | (after acquiring new coverage) | | offered to an insurer by a broker. This |
| Wilmington | | outside of the 30-day period, you may | | is sometimes called excess or |
| Goldsboro | | have to pay a fee or penalty. | | surplus business. |
| Eugene | | However, you may still save money | | |
| Springfield | | after paying the fee if your new policy | | Exclusion: A contractual provision that |
| Tyler | | affords you significant savings. So | | denies coverage for certain perils, |
| Schenectady | | while it is best to wait until your | | persons, property, or locations. |
| Hampton | | receive your renewal notice, you CAN | | |
| Fort Wayne | | cancel your policy at any time. | | Earned Income: The money |
| Wilmington | | | | individuals earn as a result of working |
| Costa Mesa | | Everyone has different needs, and | | at some job or occupation for which |
| Irving | | not one size fits all when it comes to | | they are paid a salary. |
| Chula Vista | | term life insurance. While it may make | | |
| Jackson | | sense for people in their 30s and 40s | | Insurance Examiner: The |
| Newport News | | to secure a 20-year term length, a | | representative of a state insurance |
| Racine | | 10-year term might be more | | department assigned to participate in |
| Buffalo | | appropriate for someone nearing | | the official audit and examination of |
| Peoria | | retirement. | | an insurer. |
