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| West Palm Beach | | The quickest and easiest way to | | Initial Premium: An amount paid at the |
| Muskegon | | shop for new insurance is by | | inception of an insurance contract, |
| Warwick | | comparing rates at InsWebs online | | usually subject to adjustment at the |
| Atlanta | | marketplace. If you do it the | | end of the policy period. |
| Stockbridge | | old-fashioned way (by calling or | | |
| Norwalk | | visiting multiple agents or insurance | | Public Adjuster: An insurance adjuster |
| Littleton | | companies) it could take up a huge | | who represents an insured on a fee |
| Fredericksburg | | chunk of your time, which no one | | basis in claims settlement. Contrast |
| Tuscaloosa | | wants or needs. By completing | | with Independent Adjuster. |
| Anaheim | | InsWebs online application, you will | | |
| Hickory | | have rates to compare to your old | | Submitted Business: Applications for |
| Glendale | | ones within minutes! | | insurance submitted to an insurer but |
| St. Louis | | | | not yet acted upon by it. |
| Wilmington | | Why not take advantage of current | | |
| Thousand Oaks | | low prices? Many auto insurance | | Partial Loss: A loss covered by an |
| Scottsdale | | consumers are becoming educated | | insurance policy which does not |
| Muskegon | | on other companies, plans, and rates | | completely destroy or render |
| Midland | | that are available to them; ones that | | worthless the insured property. |
| Salem | | could afford them significant savings | | |
| Kingsport | | on their auto insurance. | | Countersignature: The signature of a |
| Decatur | | | | licensed agent or representative on a |
| Greenville | | If you have noticed that your auto | | policy. |
| Rockville | | insurance rates are still increasing | | |
| Modesto | | with each renewal, or even have not | | Sole Proprietorship: A business |
| Pueblo | | gone down even though you have a | | enterprise owned by one person who |
| Columbus | | great driving record, this lower pricing | | is its manager and employee. |
| Philadelphia | | trend makes it more important then | | |
| Abilene | | ever that you shop around for auto | | Business: In Property, Liability, and |
| Owensboro | | insurance. | | Health lines, it usually refers to the |
| Denver | | | | volume of premiums. |
| Anchorage | | At InsWeb, you can compare free | | |
| Evansville | | online insurance quotes from many of | | Partnership: A business enterprise |
| Schenectady | | the nations leading insurance | | owned and operated by two or more |
| Bellevue | | companies. | | persons for the purpose of generating |
| Scranton | | | | business income and profits. |