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| Williamsport | | If you have noticed that your auto | | Lloyd's Broker: A person who has the |
| Madison | | insurance rates are still increasing | | authority to negotiate insurance |
| Madison | | with each renewal, or even have not | | contracts with the underwriters on the |
| Spartanburg | | gone down even though you have a | | floor at Lloyd's. |
| Waterloo | | great driving record, this lower pricing | | |
| Henderson | | trend makes it more important then | | Building Code: This refers to |
| Bloomington | | ever that you shop around for auto | | municipal or other governmental |
| Irvine | | insurance. | | ordinances regulating the type of |
| North Hollywood | | | | construction of buildings within its |
| Valdosta | | The best time to switch policies is | | jurisdiction. |
| San Francisco | | within one month of receiving your | | |
| Jersey City | | policy renewal from your current | | Substandard Risk: A risk not |
| Lima | | insurer. You can typically cancel your | | measuring up to underwriting |
| Worcester | | policy without any fees or penalties if | | standards. It may still be written but |
| Hampton | | you act within this time period. | | usually at a surcharged premium. |
