| | | | |
|
| West Chester | | The best time to switch policies is | | Liabilities: Money owed or expected |
| Worcester | | within one month of receiving your | | to be owed. Insurance company |
| Flushing | | policy renewal from your current | | financial statements, for instance, |
| Glendale | | insurer. You can typically cancel your | | show assets and liabilities. |
| Waterloo | | policy without any fees or penalties if | | |
| Williamsburg | | you act within this time period. | | Agency Contract (or Agreement): The |
| Decatur | | | | document which establishes the legal |
| Fremont | | At InsWeb, you can compare free | | relationship between an agent and an |
| Redlands | | online insurance quotes from many of | | insurer. |
| Arlington | | the nations leading insurance | | |
| Las Cruces | | companies. | | Not Taken: Policies applied for and |
| Aurora | | | | issued but rejected by the proposed |
| Warwick | | While some companies raise their | | owner and not paid for. |
| Salt Lake City | | prices based on your actual age, | | |
| Lancaster | | most companies increase the price of | | Basic Rate: The manual rate from |
| Hot Springs | | their policies six months before your | | which discounts are taken or to which |
| Whittier | | birthday. Its a term called Age | | charges are added to reflect the |
| Newport News | | Nearest in the industry, and that | | individual circumstances of a risk. |
| Stockbridge | | half-year price increase could really | | |
| Greeley | | add up over a 20-year term policy. As | | Sole Proprietorship: A business |
| Erie | | above, the quicker you purchase your | | enterprise owned by one person who |
| Wilmington | | policy the better. | | is its manager and employee. |
