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| Lakewood | | People who are trying to quit | | Approved Roof: A term used in |
| Greensboro | | smoking, for example, might be best | | building construction. It indicates a |
| High Point | | suited purchasing a shorter term (and | | roof made of fire-resistive materials, |
| Corona | | then replacing it with a longer term | | such as tile or asphalt shingles. |
| Fall River | | policy when they qualify for | | |
| Duluth | | non-tobacco prices). | | Accident Year Experience: Measures |
| Lima | | | | premiums and losses relating to |
| Oceanside | | The quickest and easiest way to | | accidents which occurred during a |
| Denver | | shop for new insurance is by | | 12-month period. |
| Glendale | | comparing rates at InsWebs online | | |
| Mesa | | marketplace. If you do it the | | Paid-In Surplus: Surplus paid in by |
| Poughkeepsie | | old-fashioned way (by calling or | | stockholders, as contrasted with |
| El Cajon | | visiting multiple agents or insurance | | surplus earned through the |
| Alpharetta | | companies) it could take up a huge | | operations of a business. |
| Waterloo | | chunk of your time, which no one | | |
| Anaheim | | wants or needs. By completing | | Interline Endorsement: Commercial |
| Winter Haven | | InsWebs online application, you will | | endorsements that apply, or could |
| Hendersonville | | have rates to compare to your old | | apply, to more than one coverage |
| Las Vegas | | ones within minutes! | | part of a package policy. |