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| Fort Lauderdale | | Healthy people have the best | | Notice of Cancellation: Written notice |
| New Port Richey | | mortality risks and thus are much | | by an insurer of intent to cancel |
| San Antonio | | cheaper for companies to insure. This | | insurance, or written notice by an |
| Nashua | | translates into lower rates for the | | insured requesting cancellation. |
| Coral Springs | | Super Preferred customer than | | |
| Johnson City | | someone with higher risk factors such | | Partnership Entity: The partnership |
| Omaha | | as a heart condition, cancer or | | considered as an entity and not in |
| Palm Desert | | diabetes. Conversely, if you were | | terms of its individual part-owners. |
| Palo Alto | | unhealthy when you acquired your | | |
| Vancouver | | policy, and your health has now | | Insurance Examiner: The |
| Torrance | | improved, it might be time to shop for | | representative of a state insurance |
| Venice | | a new policy, as your rates are likely | | department assigned to participate in |
| Troy | | to be lower. | | the official audit and examination of |
| Green Bay | | | | an insurer. |
| Longview | | Shopping around is the best way to | | |
| Cleveland | | save money on your insurance. | | Policywriting Agent: An agent who has |
| Bellevue | | | | the authority to prepare and effect an |
| Rochester | | Individuals who have 30-year | | insurer's policy. |
| Boston | | mortgages might want to consider a | | |
| Evansville | | 30-year term to ensure that the house | | Cut Rate: This term generally applies |
| Monroe | | is protected throughout the period of | | to insurance companies who charge |
| Washington | | the loan. | | premiums below a normal or average |
| Long Beach | | | | rate. |
| Turlock | | If you have noticed that your auto | | |
| Spring Hill | | insurance rates are still increasing | | Examiner: An employee assigned by |
| Jackson | | with each renewal, or even have not | | the state insurance department to |
| Rapid City | | gone down even though you have a | | audit insurers' records. |
| Columbia | | great driving record, this lower pricing | | |
| Huntington | | trend makes it more important then | | Stock Option Plan: Surviving |
| Longmont | | ever that you shop around for auto | | stockholders have the option to |
| Lubbock | | insurance. | | purchase or not purchase the shares |
| Venice | | | | of a deceased stockholder. |
| Newport News | | If you decide to cancel your policy | | |
| Costa Mesa | | (after acquiring new coverage) | | Flat Cancellation: A policy which is |
| Augusta | | outside of the 30-day period, you may | | cancelled upon its effective date. |
| Boise | | have to pay a fee or penalty. | | Usually under a flat cancellation no |
| Sarasota | | However, you may still save money | | premium charge is made. |
| Frederick | | after paying the fee if your new policy | | |
| Alpharetta | | affords you significant savings. So | | |
| Duluth | | while it is best to wait until your | | |
| Houston | | receive your renewal notice, you CAN | | |
| Quincy | | cancel your policy at any time. | | |
