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| Providence | | Everyone has different needs, and | | Flat Cancellation: A policy which is |
| Newark | | not one size fits all when it comes to | | cancelled upon its effective date. |
| Mobile | | term life insurance. While it may make | | Usually under a flat cancellation no |
| San Antonio | | sense for people in their 30s and 40s | | premium charge is made. |
| Carlsbad | | to secure a 20-year term length, a | | |
| Scranton | | 10-year term might be more | | Partial Loss: A loss covered by an |
| North Hollywood | | appropriate for someone nearing | | insurance policy which does not |
| Jasper | | retirement. | | completely destroy or render |
| Texarkana | | | | worthless the insured property. |
| Oklahoma City | | Shopping around is the best way to | | |
| Oakland | | save money on your insurance. | | Valued: Relating to an agreement by |
| Pompano Beach | | | | an insurer to pay a specified amount |
| Mansfield | | Life insurance, specifically Term Life, | | of money to or on behalf of the |
| Burbank | | is arguably one of the best values in | | insured upon occurrence of a defined |
| Florence | | the entire financial services arena. | | loss. |
| White Plains | | Where else can you go and get | | |
| Chula Vista | | hundreds of thousands of dollars in | | Endorsement: A written or printed form |
| Alpharetta | | protection for literally pennies per | | attached to the policy which alters |
| York | | day? Rates for Term Life insurance | | provisions of the contract. |
| Livonia | | remain at all-time lows, and now is the | | |
| Morristown | | time to lock in the best prices. | | Inspection: Independent checking on |
| Joliet | | | | facts about an applicant, |
| Vero Beach | | People who are trying to quit | | policyholder, or claimant, usually by a |
| Longmont | | smoking, for example, might be best | | commercial inspection agency. |
| Cincinnati | | suited purchasing a shorter term (and | | |
| San Bernardino | | then replacing it with a longer term | | Agent's Balance: A periodic |
| Escondido | | policy when they qualify for | | statement of the sums due and owed |
| Anderson | | non-tobacco prices). | | to an agent under the agent's contract |
| Athens | | | | with an insurer. |
| Toms River | | If you have noticed that your auto | | |
| Bloomington | | insurance rates are still increasing | | Other Insurance: The existence of |
| Sioux Falls | | with each renewal, or even have not | | other contracts covering the same |
| Chesapeake | | gone down even though you have a | | interest and perils. |
| Jackson | | great driving record, this lower pricing | | |
| Arlington | | trend makes it more important then | | |
| Johnstown | | ever that you shop around for auto | | |
| Reading | | insurance. | | |