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| Vineland | | People who are trying to quit | | Short-Term Policy: A policy written for |
| Lafayette | | smoking, for example, might be best | | a period of less time than is normal for |
| Cherry Hill | | suited purchasing a shorter term (and | | that type of policy. |
| Hattiesburg | | then replacing it with a longer term | | |
| Owensboro | | policy when they qualify for | | Producer: A term applied to an agent, |
| San Diego | | non-tobacco prices). | | solicitor or other person who sells |
| Midland | | | | insurance. |
| Oklahoma City | | The best time to switch policies is | | |
| Corona | | within one month of receiving your | | Other Insurance: The existence of |
| Milwaukee | | policy renewal from your current | | other contracts covering the same |
| Kansas City | | insurer. You can typically cancel your | | interest and perils. |
| Lima | | policy without any fees or penalties if | | |
| Inglewood | | you act within this time period. | | Provisional Rate: Tentative rates, |
| Fredericksburg | | | | premiums or commissions that are |
| Vineland | | If you decide to cancel your policy | | subject to subsequent adjustment. |
| Bayside | | (after acquiring new coverage) | | See Commission and Premium. |
| Spring Hill | | outside of the 30-day period, you may | | |
| Livonia | | have to pay a fee or penalty. | | Insurance to Value: Insurance written |
| Phoenix | | However, you may still save money | | in an amount approximating the value |
| Dearborn | | after paying the fee if your new policy | | of the property insured. |
| Charleston | | affords you significant savings. So | | |
| Thousand Oaks | | while it is best to wait until your | | Cash Flow Underwriting: The use of |
| Santa Monica | | receive your renewal notice, you CAN | | rating and premium collection |
| Boulder | | cancel your policy at any time. | | techniques by insurance companies |
| Naperville | | | | to maximize interest earnings on |
| Dubuque | | We offer quotes for auto insurance, | | premiums. |
| Lakeland | | life insurance, homeowners | | |
| Hemet | | insurance, health insurance, term life | | National Auto Theft Bureau: An |
| Athens | | insurance and more. | | organization engaged in the |
| Dubuque | | | | prevention and reduction of motor |
| Mesquite | | At InsWeb, you can compare free | | vehicle fire and theft losses. |
| Oceanside | | online insurance quotes from many of | | |
| White Plains | | the nations leading insurance | | New For Old: Replacing old |
| Boulder | | companies. | | damaged parts or equipment with |
| West Chester | | | | new ones rather than repairing them. |
