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| Oxnard | | Life insurance, specifically Term Life, | | Capital Sum: The maximum lump sum |
| Cherry Hill | | is arguably one of the best values in | | payable in the event of accidental |
| Henderson | | the entire financial services arena. | | death or dismemberment. |
| Hickory | | Where else can you go and get | | |
| Des Moines | | hundreds of thousands of dollars in | | Endorsement: A written or printed form |
| Pembroke Pines | | protection for literally pennies per | | attached to the policy which alters |
| Tempe | | day? Rates for Term Life insurance | | provisions of the contract. |
| Independence | | remain at all-time lows, and now is the | | |
| Springfield | | time to lock in the best prices. | | Agent's Balance: A periodic |
| Stockbridge | | | | statement of the sums due and owed |
| Topeka | | Why not take advantage of current | | to an agent under the agent's contract |
| Walnut Creek | | low prices? Many auto insurance | | with an insurer. |
| San Bernardino | | consumers are becoming educated | | |
| San Bernardino | | on other companies, plans, and rates | | Mutualization: The process of |
| Sunnyvale | | that are available to them; ones that | | converting a stock insurer to a mutual |
| Fall River | | could afford them significant savings | | insurer, accomplished by having the |
| Schaumburg | | on their auto insurance. | | insurer buy stock and retire it. |