| | | | |
|
| Conroe | | The quickest and easiest way to | | Admitted (or Allowed) Assets: Assets |
| Des Moines | | shop for new insurance is by | | whose values are permitted by state |
| Nashville | | comparing rates at InsWebs online | | law to be included in the annual |
| Tacoma | | marketplace. If you do it the | | statement of the insurer. |
| Garland | | old-fashioned way (by calling or | | |
| Olympia | | visiting multiple agents or insurance | | Monoline Policy: Any insurance |
| Corpus Christi | | companies) it could take up a huge | | coverage written as a single line |
| Killeen | | chunk of your time, which no one | | policy. Contrast with Multiple Line or |
| San Bernardino | | wants or needs. By completing | | Package policy. |
| West Palm Beach | | InsWebs online application, you will | | |
| Rochester | | have rates to compare to your old | | Insurance to Value: Insurance written |
| York | | ones within minutes! | | in an amount approximating the value |
| Joliet | | | | of the property insured. |
| Fayetteville | | People who are trying to quit | | |
| Fremont | | smoking, for example, might be best | | Level Commission System: A system |
| Walnut Creek | | suited purchasing a shorter term (and | | of commissions in which the first year |
| Boulder | | then replacing it with a longer term | | and all renewal commissions are the |
| St. Louis | | policy when they qualify for | | same percentage of the premium. |
| St. Joseph | | non-tobacco prices). | | |
| Phoenix | | | | Standard Industry Code (SIC): This is |
| Evanston | | Life insurance, specifically Term Life, | | a coding system which assigns |
| Walnut Creek | | is arguably one of the best values in | | separate codes for different types of |
| Detroit | | the entire financial services arena. | | industries. |
| Mesa | | Where else can you go and get | | |
| Albuquerque | | hundreds of thousands of dollars in | | Underwriters Laboratories, Inc. (UL): A |
| Clearwater | | protection for literally pennies per | | testing laboratory for manufactured |
| Newport Beach | | day? Rates for Term Life insurance | | items to determine their safety |
| Lubbock | | remain at all-time lows, and now is the | | propensities. |
| Ogden | | time to lock in the best prices. | | |
| Boca Raton | | | | Single Limit: Any insurance coverage |
| Salt Lake City | | Make sure you have a new policy in | | which is expressed as a single |
| Mesa | | place before you cancel your old one | | amount of insurance, or a single limit |
| Downey | | to avoid a lapse in coverage. This will | | of liability. Contrast with Split Limit. |
| Longmont | | also prevent having to figure out the | | |
| Philadelphia | | amount of any unused premium that is | | |
| Venice | | due to you from your old insurance | | |
| Long Beach | | company, or having to spar with your | | |
| Lake Charles | | agent about exactly when your policy | | |
| Spring Hill | | was cancelled and how much they | | |
| Charleston | | owe you. | | |
