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| St. Louis | | If you decide to cancel your policy | | Fictitious Groups: Groups formed |
| Woodbridge | | (after acquiring new coverage) | | primarily for the purpose of buying |
| Oakland | | outside of the 30-day period, you may | | insurance. Under the law such groups |
| Plano | | have to pay a fee or penalty. | | may not be underwritten. |
| Aurora | | However, you may still save money | | |
| Gaithersburg | | after paying the fee if your new policy | | National Auto Theft Bureau: An |
| San Jose | | affords you significant savings. So | | organization engaged in the |
| Peoria | | while it is best to wait until your | | prevention and reduction of motor |
| Bronx | | receive your renewal notice, you CAN | | vehicle fire and theft losses. |
| Florissant | | cancel your policy at any time. | | |
| Denver | | | | Borderline Risk: An insurance |
| St. Paul | | Why not take advantage of current | | prospect of doubtful quality from an |
| Modesto | | low prices? Many auto insurance | | underwriting point of view. |
| Savannah | | consumers are becoming educated | | |
| North Hollywood | | on other companies, plans, and rates | | Cut Rate: This term generally applies |
| Stamford | | that are available to them; ones that | | to insurance companies who charge |
| Orange Park | | could afford them significant savings | | premiums below a normal or average |
| Cookeville | | on their auto insurance. | | rate. |
