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| Allentown | | While some companies raise their | | Shock Loss: A catastrophic loss so |
| Long Beach | | prices based on your actual age, | | large that it has a material effect on |
| Tempe | | most companies increase the price of | | the underwriting results of a company. |
| Akron | | their policies six months before your | | |
| Pueblo | | birthday. Its a term called Age | | Malicious Mischief: Similar to |
| Cambridge | | Nearest in the industry, and that | | vandalism. Purposely damaging the |
| Toms River | | half-year price increase could really | | rights or property of another. |
| Naperville | | add up over a 20-year term policy. As | | |
| Union | | above, the quicker you purchase your | | Standard Industry Code (SIC): This is |
| Kingsport | | policy the better. | | a coding system which assigns |
| Lubbock | | | | separate codes for different types of |
| Longwood | | Why not take advantage of current | | industries. |
| Kalamazoo | | low prices? Many auto insurance | | |
| Bradenton | | consumers are becoming educated | | American Risk and Insurance |
| Malden | | on other companies, plans, and rates | | Association: An association of |
| Oceanside | | that are available to them; ones that | | insurance educators and others |
| Poughkeepsie | | could afford them significant savings | | interested in insurance study and |
| Arlington | | on their auto insurance. | | research. |
