| | | | |
|
| Burbank | | People who are trying to quit | | Partial Loss: A loss covered by an |
| Panama City | | smoking, for example, might be best | | insurance policy which does not |
| Gainesville | | suited purchasing a shorter term (and | | completely destroy or render |
| Sunnyvale | | then replacing it with a longer term | | worthless the insured property. |
| Boston | | policy when they qualify for | | |
| Lancaster | | non-tobacco prices). | | Agent's License: A certificate of |
| San Francisco | | | | authority from the state which permits |
| Tulsa | | While some companies raise their | | the agent to conduct business. |
| Williamsburg | | prices based on your actual age, | | |
| San Bernardino | | most companies increase the price of | | Buy-Back" Deductible: A deductible |
| New Port Richey | | their policies six months before your | | which may be eliminated for an |
| Evanston | | birthday. Its a term called Age | | additional premium in order to |
| Abilene | | Nearest in the industry, and that | | provide "first-dollar" coverage. |
| Naples | | half-year price increase could really | | |
| Ocala | | add up over a 20-year term policy. As | | Renewal: The reestablishment of the |
| Hickory | | above, the quicker you purchase your | | in-force status of a policy, the term of |
| Delray Beach | | policy the better. | | which has expired or will expire |
| Kingsport | | | | unless it is renewed. |
| Spokane | | Shopping around is the best way to | | |
| Asheville | | save money on your insurance. | | Short Rate Premium: The premium |
| Flint | | | | required for issuing a policy for a |
| Johnson City | | Everyone has different needs, and | | period less than its normal term. |
| Erie | | not one size fits all when it comes to | | |
| Worcester | | term life insurance. While it may make | | Claim Report: A report filed by an |
| Pasadena | | sense for people in their 30s and 40s | | agent setting forth the facts of a claim. |
| Santa Rosa | | to secure a 20-year term length, a | | Same as Loss Report. |
| Memphis | | 10-year term might be more | | |
| Mesa | | appropriate for someone nearing | | Fiduciary: A person holding the funds |
| Lake Worth | | retirement. | | or property of another in a position of |
| Miami | | | | trust. An example would be the |
| York | | Why not take advantage of current | | executor of an estate. |
| Brooklyn | | low prices? Many auto insurance | | |
| Omaha | | consumers are becoming educated | | Other Insurance: The existence of |
| Syracuse | | on other companies, plans, and rates | | other contracts covering the same |
| Myrtle Beach | | that are available to them; ones that | | interest and perils. |
| Chandler | | could afford them significant savings | | |
| Odessa | | on their auto insurance. | | |