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| Newark | | Why not take advantage of current | | Independent Contractor: One who |
| Dallas | | low prices? Many auto insurance | | agrees to perform according to a |
| Jackson | | consumers are becoming educated | | contract and who is not an employee. |
| Chandler | | on other companies, plans, and rates | | |
| Stamford | | that are available to them; ones that | | Underinsurance: A condition in which |
| Fort Lauderdale | | could afford them significant savings | | not enough insurance is carried to |
| Tulsa | | on their auto insurance. | | cover the insurable value. |