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| Inglewood | | If you decide to cancel your policy | | Premises: The particular location of |
| Honolulu | | (after acquiring new coverage) | | property or a portion thereof as |
| Boston | | outside of the 30-day period, you may | | designated in a policy. |
| Billings | | have to pay a fee or penalty. | | |
| Grand Rapids | | However, you may still save money | | Dual Life Stock Company: A stock |
| Muskegon | | after paying the fee if your new policy | | Life insurer issuing both participating |
| Escondido | | affords you significant savings. So | | and nonparticipating policy contracts. |
| Naperville | | while it is best to wait until your | | |
| El Paso | | receive your renewal notice, you CAN | | Short-Term Policy: A policy written for |
| Monroe | | cancel your policy at any time. | | a period of less time than is normal for |
| Joliet | | | | that type of policy. |
| Florissant | | Healthy people have the best | | |
| Anderson | | mortality risks and thus are much | | Claim Report: A report filed by an |
| Columbia | | cheaper for companies to insure. This | | agent setting forth the facts of a claim. |
| Cherry Hill | | translates into lower rates for the | | Same as Loss Report. |
| Baltimore | | Super Preferred customer than | | |
| Columbus | | someone with higher risk factors such | | Gain and Loss Exhibit: The portion of |
| Oklahoma City | | as a heart condition, cancer or | | the convention blank which |
| Naperville | | diabetes. Conversely, if you were | | represents an analysis of gains, |
| Santa Rosa | | unhealthy when you acquired your | | losses, and surplus during an |
| Sunnyvale | | policy, and your health has now | | accounting period. |
| Lafayette | | improved, it might be time to shop for | | |
| Cambridge | | a new policy, as your rates are likely | | Gross Premium: The net premium |
| San Francisco | | to be lower. | | plus operating expenses, |
| Naples | | | | commissions and other expenses. |
| Lafayette | | Individuals who have 30-year | | |
| Oxnard | | mortgages might want to consider a | | FICA. Federal Insurance Contributions |
| Williamsburg | | 30-year term to ensure that the house | | Act: A law imposing a payroll tax to |
| Dubuque | | is protected throughout the period of | | assist in funding Social Security |
| Santa Barbara | | the loan. | | benefits. |
