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| Worcester | | While some companies raise their | | Other Insurance: The existence of |
| Newport Beach | | prices based on your actual age, | | other contracts covering the same |
| Olympia | | most companies increase the price of | | interest and perils. |
| Jacksonville | | their policies six months before your | | |
| Trenton | | birthday. Its a term called Age | | Sherman Antitrust Act: An antitrust law |
| Jackson | | Nearest in the industry, and that | | from which insurance is exempted to |
| Jacksonville | | half-year price increase could really | | the extent that it is regulated by state |
| Dallas | | add up over a 20-year term policy. As | | law. |
| Gainesville | | above, the quicker you purchase your | | |
| Kansas City | | policy the better. | | Insurance Policy: The printed form |
| Cincinnati | | | | which serves as the contract between |
| Winter Haven | | If you have noticed that your auto | | an insurer and an insured. |
| Tallahassee | | insurance rates are still increasing | | |
| Des Moines | | with each renewal, or even have not | | Policywriting Agent: An agent who has |
| Tyler | | gone down even though you have a | | the authority to prepare and effect an |
| Grand Junction | | great driving record, this lower pricing | | insurer's policy. |
| South Bend | | trend makes it more important then | | |
| Montgomery | | ever that you shop around for auto | | Partial Loss: A loss covered by an |
| Woodbridge | | insurance. | | insurance policy which does not |
| Scranton | | | | completely destroy or render |
| Portsmouth | | Shopping around is the best way to | | worthless the insured property. |
| Arlington | | save money on your insurance. | | |
| Richmond | | | | Cut Rate: This term generally applies |
| Denver | | Why not take advantage of current | | to insurance companies who charge |
| Rockford | | low prices? Many auto insurance | | premiums below a normal or average |
| High Point | | consumers are becoming educated | | rate. |
| Arlington | | on other companies, plans, and rates | | |
| Zanesville | | that are available to them; ones that | | Policy Period (or Term): The period |
| Charlotte | | could afford them significant savings | | during which the policy contract |
| Fort Wayne | | on their auto insurance. | | affords protection, e.g., six months or |
| Panama City | | | | one or three years. |
| Lorain | | Individuals who have 30-year | | |
| Valdosta | | mortgages might want to consider a | | Stock Option Plan: Surviving |
| Columbus | | 30-year term to ensure that the house | | stockholders have the option to |
| Mobile | | is protected throughout the period of | | purchase or not purchase the shares |
| Inglewood | | the loan. | | of a deceased stockholder. |
