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| Topeka | | While some companies raise their | | Malicious Mischief: Similar to |
| Fall River | | prices based on your actual age, | | vandalism. Purposely damaging the |
| Whittier | | most companies increase the price of | | rights or property of another. |
| Irving | | their policies six months before your | | |
| Flushing | | birthday. Its a term called Age | | Short Rate Premium: The premium |
| Woodbridge | | Nearest in the industry, and that | | required for issuing a policy for a |
| Glendale | | half-year price increase could really | | period less than its normal term. |
| Birmingham | | add up over a 20-year term policy. As | | |
| Orange | | above, the quicker you purchase your | | Paid-In Surplus: Surplus paid in by |
| Worcester | | policy the better. | | stockholders, as contrasted with |
| Staten Island | | | | surplus earned through the |
| Tempe | | Life insurance, specifically Term Life, | | operations of a business. |
| Lima | | is arguably one of the best values in | | |
| Greenville | | the entire financial services arena. | | Notice of Cancellation: Written notice |
| El Paso | | Where else can you go and get | | by an insurer of intent to cancel |
| Chandler | | hundreds of thousands of dollars in | | insurance, or written notice by an |
| Kalamazoo | | protection for literally pennies per | | insured requesting cancellation. |
| Greenville | | day? Rates for Term Life insurance | | |
| Wilmington | | remain at all-time lows, and now is the | | Professional Insurance Agents |
| Delray Beach | | time to lock in the best prices. | | Association: A trade association of |
| Montgomery | | | | mutual insurance agents. |
| Fort Myers | | We offer quotes for auto insurance, | | |
| San Jose | | life insurance, homeowners | | Borderline Risk: An insurance |
| Cincinnati | | insurance, health insurance, term life | | prospect of doubtful quality from an |
| Midland | | insurance and more. | | underwriting point of view. |
