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| Sunnyvale | | We offer quotes for auto insurance, | | Domestic Insurer (or Company): An |
| Owensboro | | life insurance, homeowners | | insurer formed under the laws of the |
| Hemet | | insurance, health insurance, term life | | state in which the insurance is written. |
| Vineland | | insurance and more. | | |
| Hollywood | | | | Adjustment Bureau: A firm organized |
| Wilmington | | Individuals who have 30-year | | to provide adjustment services to |
| Hemet | | mortgages might want to consider a | | insurers not wishing to create their |
| Atlanta | | 30-year term to ensure that the house | | own claims division. |
| Reno | | is protected throughout the period of | | |
| Melbourne | | the loan. | | Deflation: An economic period |
| Knoxville | | | | characterized by falling prices, high |
| Newport News | | People who are trying to quit | | unemployment and a generally |
| Fort Smith | | smoking, for example, might be best | | sluggish or slow economy. |
| Santa Ana | | suited purchasing a shorter term (and | | |
| Durham | | then replacing it with a longer term | | Valued: Relating to an agreement by |
| Conroe | | policy when they qualify for | | an insurer to pay a specified amount |
| Greeley | | non-tobacco prices). | | of money to or on behalf of the |
| Santa Clara | | | | insured upon occurrence of a defined |
| Silver Spring | | Why not take advantage of current | | loss. |
| Houston | | low prices? Many auto insurance | | |
| Memphis | | consumers are becoming educated | | Calendar Year Experience: This |
| Knoxville | | on other companies, plans, and rates | | measures the premiums and losses |
| Arlington | | that are available to them; ones that | | entered on accounting records during |
| Tucson | | could afford them significant savings | | the 12-month calendar. |
| Duluth | | on their auto insurance. | | |
| Lansing | | | | Divided Cover: The placing of |
| Davenport | | At InsWeb, you can compare free | | insurance on a given subject or |
| Tacoma | | online insurance quotes from many of | | object with more than one insurer. |
| Salem | | the nations leading insurance | | |
| Peoria | | companies. | | Examiner: An employee assigned by |
| Torrance | | | | the state insurance department to |
| Rome | | Life insurance, specifically Term Life, | | audit insurers' records. |
| Pensacola | | is arguably one of the best values in | | |
| Hendersonville | | the entire financial services arena. | | Fictitious Groups: Groups formed |
| Joliet | | Where else can you go and get | | primarily for the purpose of buying |
| Edison | | hundreds of thousands of dollars in | | insurance. Under the law such groups |
| Manchester | | protection for literally pennies per | | may not be underwritten. |
| Dothan | | day? Rates for Term Life insurance | | |
| Union | | remain at all-time lows, and now is the | | |
| Shreveport | | time to lock in the best prices. | | |