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| Flint | | The best time to switch policies is | | Commission of Authority: A document |
| Costa Mesa | | within one month of receiving your | | outlining the powers delegated to an |
| Mountain View | | policy renewal from your current | | agent by an insurer. |
| Jacksonville | | insurer. You can typically cancel your | | |
| Dallas | | policy without any fees or penalties if | | Submitted Business: Applications for |
| West Palm Beach | | you act within this time period. | | insurance submitted to an insurer but |
| Melbourne | | | | not yet acted upon by it. |
| Longview | | Life insurance, specifically Term Life, | | |
| North Hollywood | | is arguably one of the best values in | | Claim Report: A report filed by an |
| Canton | | the entire financial services arena. | | agent setting forth the facts of a claim. |
| Winter Park | | Where else can you go and get | | Same as Loss Report. |
| Newark | | hundreds of thousands of dollars in | | |
| Peoria | | protection for literally pennies per | | Independent Contractor: One who |
| Springfield | | day? Rates for Term Life insurance | | agrees to perform according to a |
| Birmingham | | remain at all-time lows, and now is the | | contract and who is not an employee. |
| Stuart | | time to lock in the best prices. | | |
| Union | | | | Approved: The condition which exists |
| Vancouver | | Make sure you have a new policy in | | when the person or object to be |
| Daytona Beach | | place before you cancel your old one | | insured meets the underwriting |
| St. Paul | | to avoid a lapse in coverage. This will | | standards of the insurer. |
| New Port Richey | | also prevent having to figure out the | | |
| Irvine | | amount of any unused premium that is | | Loss Adjustment Expense: The cost |
| Vero Beach | | due to you from your old insurance | | of adjusting losses, excluding the |
| West Palm Beach | | company, or having to spar with your | | amount of the loss itself. |
| San Bernardino | | agent about exactly when your policy | | |
| Schenectady | | was cancelled and how much they | | Interstate Carrier: A transportation |
| Redlands | | owe you. | | company which does business |
| Brooklyn | | | | across state lines. |
| Anaheim | | Why not take advantage of current | | |
| Glendale | | low prices? Many auto insurance | | Gain and Loss Exhibit: The portion of |
| Boulder | | consumers are becoming educated | | the convention blank which |
| Racine | | on other companies, plans, and rates | | represents an analysis of gains, |
| Vero Beach | | that are available to them; ones that | | losses, and surplus during an |
| Orange | | could afford them significant savings | | accounting period. |
| Stuart | | on their auto insurance. | | |
