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| Lubbock | | At InsWeb, you can compare free | | Partial Loss: A loss covered by an |
| Knoxville | | online insurance quotes from many of | | insurance policy which does not |
| Hickory | | the nations leading insurance | | completely destroy or render |
| Monroe | | companies. | | worthless the insured property. |
| Springfield | | | | |
| Conroe | | Shopping around is the best way to | | Standard Industry Code (SIC): This is |
| Jackson | | save money on your insurance. | | a coding system which assigns |
| Newport Beach | | | | separate codes for different types of |
| Johnson City | | While some companies raise their | | industries. |
| Anaheim | | prices based on your actual age, | | |
| South Bend | | most companies increase the price of | | First Party Insurance: Insurance which |
| Salem | | their policies six months before your | | applies to coverage for the insured's |
| Eugene | | birthday. Its a term called Age | | own property or person. Contrast with |
| Florissant | | Nearest in the industry, and that | | Third Party Insurance. |
| Englewood | | half-year price increase could really | | |
| Montgomery | | add up over a 20-year term policy. As | | Deflation: An economic period |
| Lawrenceville | | above, the quicker you purchase your | | characterized by falling prices, high |
| Baltimore | | policy the better. | | unemployment and a generally |
| Hattiesburg | | | | sluggish or slow economy. |
| Troy | | Individuals who have 30-year | | |
| Harrisburg | | mortgages might want to consider a | | Domestic Insurer (or Company): An |
| Hendersonville | | 30-year term to ensure that the house | | insurer formed under the laws of the |
| Richmond | | is protected throughout the period of | | state in which the insurance is written. |
| Panama City | | the loan. | | |
| Columbus | | | | Other Insurance: The existence of |
| Fayetteville | | If you decide to cancel your policy | | other contracts covering the same |
| Lake Charles | | (after acquiring new coverage) | | interest and perils. |
| Kansas City | | outside of the 30-day period, you may | | |
| Oceanside | | have to pay a fee or penalty. | | Theory of Probability: The |
| Tempe | | However, you may still save money | | mathematical principle upon which |
| Killeen | | after paying the fee if your new policy | | insurance is based. |
| Turlock | | affords you significant savings. So | | |
| Springfield | | while it is best to wait until your | | Monoline Policy: Any insurance |
| Sioux City | | receive your renewal notice, you CAN | | coverage written as a single line |
| Williamsburg | | cancel your policy at any time. | | policy. Contrast with Multiple Line or |
| New York | | | | Package policy. |
