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| Glendale | | The best time to switch policies is | | Net Loss: The amount of loss |
| El Cajon | | within one month of receiving your | | sustained by an insurer after giving |
| Clinton Township | | policy renewal from your current | | effect to all applicable reinsurance, |
| Duluth | | insurer. You can typically cancel your | | salvage, and subrogation recoveries. |
| Albany | | policy without any fees or penalties if | | |
| Dallas | | you act within this time period. | | Deflation: An economic period |
| Dothan | | | | characterized by falling prices, high |
| Spokane | | We offer quotes for auto insurance, | | unemployment and a generally |
| Lansing | | life insurance, homeowners | | sluggish or slow economy. |
| Fairfax | | insurance, health insurance, term life | | |
| Cherry Hill | | insurance and more. | | Cut Rate: This term generally applies |
| Huntsville | | | | to insurance companies who charge |
| Biloxi | | People who are trying to quit | | premiums below a normal or average |
| Bethlehem | | smoking, for example, might be best | | rate. |
| Council Bluffs | | suited purchasing a shorter term (and | | |
| Jacksonville | | then replacing it with a longer term | | Approved Roof: A term used in |
| Chandler | | policy when they qualify for | | building construction. It indicates a |
| Rochester | | non-tobacco prices). | | roof made of fire-resistive materials, |
| Hemet | | | | such as tile or asphalt shingles. |
| Hattiesburg | | If you have noticed that your auto | | |
| Corona | | insurance rates are still increasing | | Insolvent Insurer: An insurer which is |
| Washington | | with each renewal, or even have not | | unable to meet its financial |
| Santa Ana | | gone down even though you have a | | obligations. |
| Southfield | | great driving record, this lower pricing | | |
| Pittsburgh | | trend makes it more important then | | Deductible: The portion of an insured |
| Tulsa | | ever that you shop around for auto | | loss to be borne by the insured |
| Pembroke Pines | | insurance. | | before he is entitled to recovery from |
| Scranton | | | | the insurer. |
| Frederick | | While some companies raise their | | |
| Decatur | | prices based on your actual age, | | Coding: A method of putting |
| Syracuse | | most companies increase the price of | | information into a numerical form for |
| Greensboro | | their policies six months before your | | statistical use. Most information on |
| Montgomery | | birthday. Its a term called Age | | policies is coded and then put into |
| Kalamazoo | | Nearest in the industry, and that | | reports. |
| Omaha | | half-year price increase could really | | |
| Little Rock | | add up over a 20-year term policy. As | | |
| Washington | | above, the quicker you purchase your | | |
| Lincoln | | policy the better. | | |
