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| Las Cruces | | The best time to switch policies is | | Coding: A method of putting |
| Cookeville | | within one month of receiving your | | information into a numerical form for |
| Fort Myers | | policy renewal from your current | | statistical use. Most information on |
| Chesapeake | | insurer. You can typically cancel your | | policies is coded and then put into |
| Albuquerque | | policy without any fees or penalties if | | reports. |
| Toledo | | you act within this time period. | | |
| Greenville | | | | Incurred Expense: Expenses not yet |
| Seattle | | Make sure you have a new policy in | | paid. Can also include paid |
| Alexandria | | place before you cancel your old one | | expenses in some accounting |
| Evanston | | to avoid a lapse in coverage. This will | | systems. |
| Bellevue | | also prevent having to figure out the | | |
| Jonesboro | | amount of any unused premium that is | | Underinsurance: A condition in which |
| Lubbock | | due to you from your old insurance | | not enough insurance is carried to |
| Jacksonville | | company, or having to spar with your | | cover the insurable value. |
| Woodbridge | | agent about exactly when your policy | | |
| Springfield | | was cancelled and how much they | | Malinger: To feign a disability for the |
| Miami | | owe you. | | purpose of continuing to collect |
| Jersey City | | | | benefits longer than actually |
| Conroe | | Why not take advantage of current | | necessary. |
| Ventura | | low prices? Many auto insurance | | |
| Lake Worth | | consumers are becoming educated | | Cut Rate: This term generally applies |
| Newport News | | on other companies, plans, and rates | | to insurance companies who charge |
| Turlock | | that are available to them; ones that | | premiums below a normal or average |
| Columbus | | could afford them significant savings | | rate. |
| Nashville | | on their auto insurance. | | |
| Acworth | | | | United States Aircraft Insurance |
| Columbus | | People who are trying to quit | | Group: A group of insurers providing |
| Orlando | | smoking, for example, might be best | | facilities for all forms of Aviation |
| Aurora | | suited purchasing a shorter term (and | | Insurance. |
| Allentown | | then replacing it with a longer term | | |
| Texarkana | | policy when they qualify for | | Submitted Business: Applications for |
| Lowell | | non-tobacco prices). | | insurance submitted to an insurer but |
| Zanesville | | | | not yet acted upon by it. |
| Stuart | | At InsWeb, you can compare free | | |
| Lakeland | | online insurance quotes from many of | | |
| Staten Island | | the nations leading insurance | | |
| Dearborn | | companies. | | |
