| | | | |
|
| Chandler | | Healthy people have the best | | Policy Anniversary: The anniversary |
| Gainesville | | mortality risks and thus are much | | of the date of issue of a policy as |
| Killeen | | cheaper for companies to insure. This | | shown in the policy declarations. |
| Bloomington | | translates into lower rates for the | | |
| Honolulu | | Super Preferred customer than | | Burning Ratio: The ratio of losses |
| Oceanside | | someone with higher risk factors such | | suffered to the amount of insurance in |
| Lafayette | | as a heart condition, cancer or | | effect. |
| Lima | | diabetes. Conversely, if you were | | |
| Topeka | | unhealthy when you acquired your | | Malicious Mischief: Similar to |
| Tallahassee | | policy, and your health has now | | vandalism. Purposely damaging the |
| Lafayette | | improved, it might be time to shop for | | rights or property of another. |
| Fredericksburg | | a new policy, as your rates are likely | | |
| Sunnyvale | | to be lower. | | Brokerage Business: Business |
| Gainesville | | | | offered to an insurer by a broker. This |
| Staten Island | | Individuals who have 30-year | | is sometimes called excess or |
| Franklin | | mortgages might want to consider a | | surplus business. |
| Canton | | 30-year term to ensure that the house | | |
| Corpus Christi | | is protected throughout the period of | | Line of Business: The classification of |
| Lake Worth | | the loan. | | business as utilized in the insurance |
| Knoxville | | | | industry, e.g., Fire, Allied Lines and |
| Los Angeles | | If you have noticed that your auto | | Homeowners. |
| Bellevue | | insurance rates are still increasing | | |
| Edmond | | with each renewal, or even have not | | American Risk and Insurance |
| Overland Park | | gone down even though you have a | | Association: An association of |
| Huntington Beach | | great driving record, this lower pricing | | insurance educators and others |
| Franklin | | trend makes it more important then | | interested in insurance study and |
| Colorado Springs | | ever that you shop around for auto | | research. |
| Dearborn | | insurance. | | |
| Tucson | | | | Adjustment Bureau: A firm organized |
| Conroe | | We offer quotes for auto insurance, | | to provide adjustment services to |
| Lowell | | life insurance, homeowners | | insurers not wishing to create their |
| Panama City | | insurance, health insurance, term life | | own claims division. |
| Englewood | | insurance and more. | | |
| Allentown | | | | Monoline Policy: Any insurance |
| Long Beach | | | | coverage written as a single line |
| Southfield | | | | policy. Contrast with Multiple Line or |
| Nashville | | | | Package policy. |