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| Bellevue | | Life insurance, specifically Term Life, | | Notice of Cancellation: Written notice |
| Dubuque | | is arguably one of the best values in | | by an insurer of intent to cancel |
| Valdosta | | the entire financial services arena. | | insurance, or written notice by an |
| Panama City | | Where else can you go and get | | insured requesting cancellation. |
| Metairie | | hundreds of thousands of dollars in | | |
| Las Cruces | | protection for literally pennies per | | Shock Loss: A catastrophic loss so |
| Staten Island | | day? Rates for Term Life insurance | | large that it has a material effect on |
| Canton | | remain at all-time lows, and now is the | | the underwriting results of a company. |
| Pueblo | | time to lock in the best prices. | | |
| Owensboro | | | | Sherman Antitrust Act: An antitrust law |
| Brooklyn | | While some companies raise their | | from which insurance is exempted to |
| Palm Harbor | | prices based on your actual age, | | the extent that it is regulated by state |
| Lansing | | most companies increase the price of | | law. |
| Washington | | their policies six months before your | | |
| Gainesville | | birthday. Its a term called Age | | Replacement: A new policy written to |
| Sumter | | Nearest in the industry, and that | | take the place of one currently in force. |
| Fremont | | half-year price increase could really | | |
| San Antonio | | add up over a 20-year term policy. As | | Flat Cancellation: A policy which is |
| Orange Park | | above, the quicker you purchase your | | cancelled upon its effective date. |
| Cambridge | | policy the better. | | Usually under a flat cancellation no |
| Tempe | | | | premium charge is made. |
| Atlanta | | Why not take advantage of current | | |
| Miami | | low prices? Many auto insurance | | Accidental Bodily Injury: An injury |
| Albany | | consumers are becoming educated | | sustained accidentally. Only the result |
| Palo Alto | | on other companies, plans, and rates | | need be accidental. Contrast with |
| Hot Springs | | that are available to them; ones that | | Accidental Means. |
| Anchorage | | could afford them significant savings | | |
| Midland | | on their auto insurance. | | Fiduciary: A person holding the funds |
| Miami | | | | or property of another in a position of |
| Huntsville | | The best time to switch policies is | | trust. An example would be the |
| Grand Junction | | within one month of receiving your | | executor of an estate. |
| Evanston | | policy renewal from your current | | |
| Acworth | | insurer. You can typically cancel your | | Provisions: Statements contained in |
| Rockville | | policy without any fees or penalties if | | an insurance policy which explain the |
| Muskegon | | you act within this time period. | | benefits, conditions and other |
| Johnson City | | | | features of the insurance contract. |
