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| Bloomington | | Everyone has different needs, and | | Coding: A method of putting |
| Valdosta | | not one size fits all when it comes to | | information into a numerical form for |
| Hattiesburg | | term life insurance. While it may make | | statistical use. Most information on |
| Trenton | | sense for people in their 30s and 40s | | policies is coded and then put into |
| Santa Rosa | | to secure a 20-year term length, a | | reports. |
| Cincinnati | | 10-year term might be more | | |
| Gainesville | | appropriate for someone nearing | | Tickler: A reminder system used to |
| Independence | | retirement. | | call an individual's attention to actions |
| Muncie | | | | that must be taken at a future point in |
| El Cajon | | Why not take advantage of current | | time. |
| San Jose | | low prices? Many auto insurance | | |
| Lansing | | consumers are becoming educated | | Deductible: The portion of an insured |
| Henderson | | on other companies, plans, and rates | | loss to be borne by the insured |
| Lorain | | that are available to them; ones that | | before he is entitled to recovery from |
| Albany | | could afford them significant savings | | the insurer. |
| Vero Beach | | on their auto insurance. | | |
| Palo Alto | | | | Paid-In Surplus: Surplus paid in by |
| Lake Charles | | People who are trying to quit | | stockholders, as contrasted with |
| Worcester | | smoking, for example, might be best | | surplus earned through the |
| Lexington | | suited purchasing a shorter term (and | | operations of a business. |
| Valdosta | | then replacing it with a longer term | | |
| Green Bay | | policy when they qualify for | | Premium: The price of insurance |
| Colorado Springs | | non-tobacco prices). | | protection for a specified risk for a |
| Anaheim | | | | specified period of time. |
| Tempe | | If you have noticed that your auto | | |
| Canton | | insurance rates are still increasing | | Endorsement: A written or printed form |
| Cranston | | with each renewal, or even have not | | attached to the policy which alters |
| Longwood | | gone down even though you have a | | provisions of the contract. |
| Allentown | | great driving record, this lower pricing | | |
| Stuart | | trend makes it more important then | | Renewal: The reestablishment of the |
| Bloomington | | ever that you shop around for auto | | in-force status of a policy, the term of |
| Fort Wayne | | insurance. | | which has expired or will expire |
| Norfolk | | | | unless it is renewed. |
| Eugene | | Individuals who have 30-year | | |
| Newburgh | | mortgages might want to consider a | | |
| Cincinnati | | 30-year term to ensure that the house | | |
| Modesto | | is protected throughout the period of | | |
| Scranton | | the loan. | | |
