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| Bakersfield | | While some companies raise their | | Building Code: This refers to |
| Waco | | prices based on your actual age, | | municipal or other governmental |
| Gainesville | | most companies increase the price of | | ordinances regulating the type of |
| Warwick | | their policies six months before your | | construction of buildings within its |
| Boulder | | birthday. Its a term called Age | | jurisdiction. |
| Akron | | Nearest in the industry, and that | | |
| Modesto | | half-year price increase could really | | Dual Life Stock Company: A stock |
| Anaheim | | add up over a 20-year term policy. As | | Life insurer issuing both participating |
| Topeka | | above, the quicker you purchase your | | and nonparticipating policy contracts. |
| New Orleans | | policy the better. | | |
| Sarasota | | | | United States Aircraft Insurance |
| Milwaukee | | If you decide to cancel your policy | | Group: A group of insurers providing |
| Evansville | | (after acquiring new coverage) | | facilities for all forms of Aviation |
| Des Moines | | outside of the 30-day period, you may | | Insurance. |
| Arlington | | have to pay a fee or penalty. | | |
| Lansing | | However, you may still save money | | Lloyd's Broker: A person who has the |
| Decatur | | after paying the fee if your new policy | | authority to negotiate insurance |
| Muskegon | | affords you significant savings. So | | contracts with the underwriters on the |
| Harlingen | | while it is best to wait until your | | floor at Lloyd's. |
| Newark | | receive your renewal notice, you CAN | | |
| Jonesboro | | cancel your policy at any time. | | Admitted (or Allowed) Assets: Assets |
| Hot Springs | | | | whose values are permitted by state |
| St. Joseph | | The quickest and easiest way to | | law to be included in the annual |
| Jacksonville | | shop for new insurance is by | | statement of the insurer. |
| Glendale | | comparing rates at InsWebs online | | |
| Kansas City | | marketplace. If you do it the | | Claim Report: A report filed by an |
| Macon | | old-fashioned way (by calling or | | agent setting forth the facts of a claim. |
| San Francisco | | visiting multiple agents or insurance | | Same as Loss Report. |
| Lake Worth | | companies) it could take up a huge | | |
| San Jose | | chunk of your time, which no one | | Agency: An insurance sales office |
| Edison | | wants or needs. By completing | | which is directed by a agent, |
| Spokane | | InsWebs online application, you will | | manager, independent agent, or |
| Santa Ana | | have rates to compare to your old | | company manager. |
| Dearborn | | ones within minutes! | | |
