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| Goldsboro | | We offer quotes for auto insurance, | | Nonassignable: A policy that the |
| Hickory | | life insurance, homeowners | | owner cannot assign to a third party. |
| Irving | | insurance, health insurance, term life | | Most policies are nonassignable |
| El Cajon | | insurance and more. | | unless approval is given by the |
| Decatur | | | | insurer. |
| Scottsdale | | Everyone has different needs, and | | |
| Huntington Beach | | not one size fits all when it comes to | | Valued: Relating to an agreement by |
| Asheville | | term life insurance. While it may make | | an insurer to pay a specified amount |
| Houston | | sense for people in their 30s and 40s | | of money to or on behalf of the |
| Kansas City | | to secure a 20-year term length, a | | insured upon occurrence of a defined |
| Scranton | | 10-year term might be more | | loss. |
| Overland Park | | appropriate for someone nearing | | |
| Alexandria | | retirement. | | Brokerage Business: Business |
| Duluth | | | | offered to an insurer by a broker. This |
| Jackson | | People who are trying to quit | | is sometimes called excess or |
| San Antonio | | smoking, for example, might be best | | surplus business. |
| Longwood | | suited purchasing a shorter term (and | | |
| Portland | | then replacing it with a longer term | | Agent's Balance: A periodic |
| Athens | | policy when they qualify for | | statement of the sums due and owed |
| Lincoln | | non-tobacco prices). | | to an agent under the agent's contract |
| Sunnyvale | | | | with an insurer. |
| Johnson City | | The quickest and easiest way to | | |
| Brooklyn | | shop for new insurance is by | | United States Aircraft Insurance |
| Tallahassee | | comparing rates at InsWebs online | | Group: A group of insurers providing |
| Quincy | | marketplace. If you do it the | | facilities for all forms of Aviation |
| Monroe | | old-fashioned way (by calling or | | Insurance. |
| Rochester | | visiting multiple agents or insurance | | |
| Brooklyn | | companies) it could take up a huge | | Sole Proprietorship: A business |
| Montgomery | | chunk of your time, which no one | | enterprise owned by one person who |
| Memphis | | wants or needs. By completing | | is its manager and employee. |
| Bradenton | | InsWebs online application, you will | | |
| San Jose | | have rates to compare to your old | | Buy-Back" Deductible: A deductible |
| Wilmington | | ones within minutes! | | which may be eliminated for an |
| Melbourne | | | | additional premium in order to |
| Ocala | | | | provide "first-dollar" coverage. |