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| Warren | | While some companies raise their | | Burning Ratio: The ratio of losses |
| Los Angeles | | prices based on your actual age, | | suffered to the amount of insurance in |
| Waco | | most companies increase the price of | | effect. |
| Vero Beach | | their policies six months before your | | |
| Fayetteville | | birthday. Its a term called Age | | Agency: An insurance sales office |
| Las Vegas | | Nearest in the industry, and that | | which is directed by a agent, |
| Downey | | half-year price increase could really | | manager, independent agent, or |
| Harrisburg | | add up over a 20-year term policy. As | | company manager. |
| New Orleans | | above, the quicker you purchase your | | |
| High Point | | policy the better. | | Building Code: This refers to |
| Decatur | | | | municipal or other governmental |
| Decatur | | If you decide to cancel your policy | | ordinances regulating the type of |
| Englewood | | (after acquiring new coverage) | | construction of buildings within its |
| Reno | | outside of the 30-day period, you may | | jurisdiction. |
| Englewood | | have to pay a fee or penalty. | | |
| Cookeville | | However, you may still save money | | Deficit Carried Forward: The transfer |
| Las Cruces | | after paying the fee if your new policy | | of a debit balance from one |
| Decatur | | affords you significant savings. So | | accounting period to another. |
| Owensboro | | while it is best to wait until your | | |
| Naples | | receive your renewal notice, you CAN | | Commercial Lines: This term is used |
| Boston | | cancel your policy at any time. | | to refer to insurance for businesses, |
| Abilene | | | | professionals, and commercial |
| Redlands | | Everyone has different needs, and | | establishments. |
| Hattiesburg | | not one size fits all when it comes to | | |
| Detroit | | term life insurance. While it may make | | Valued: Relating to an agreement by |
| Myrtle Beach | | sense for people in their 30s and 40s | | an insurer to pay a specified amount |
| Greensboro | | to secure a 20-year term length, a | | of money to or on behalf of the |
| Orlando | | 10-year term might be more | | insured upon occurrence of a defined |
| Virginia Beach | | appropriate for someone nearing | | loss. |
| Springfield | | retirement. | | |
| West Palm Beach | | | | Exclusions: Specific situations, |
| Allentown | | If you have noticed that your auto | | conditions, or circumstances that are |
| Gainesville | | insurance rates are still increasing | | listed in the contract as being not |
| Durham | | with each renewal, or even have not | | covered. |
| Birmingham | | gone down even though you have a | | |
| St. Paul | | great driving record, this lower pricing | | |
| Toledo | | trend makes it more important then | | |
| Hendersonville | | ever that you shop around for auto | | |
| Brooklyn | | insurance. | | |
