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| Oceanside | | Shopping around is the best way to | | Dual Life Stock Company: A stock |
| Spring Hill | | save money on your insurance. | | Life insurer issuing both participating |
| Scranton | | | | and nonparticipating policy contracts. |
| Fort Wayne | | The quickest and easiest way to | | |
| Greeley | | shop for new insurance is by | | Independent Contractor: One who |
| Lakeland | | comparing rates at InsWebs online | | agrees to perform according to a |
| Phoenix | | marketplace. If you do it the | | contract and who is not an employee. |
| Walnut Creek | | old-fashioned way (by calling or | | |
| Winter Haven | | visiting multiple agents or insurance | | Shock Loss: A catastrophic loss so |
| Sacramento | | companies) it could take up a huge | | large that it has a material effect on |
| Hot Springs | | chunk of your time, which no one | | the underwriting results of a company. |
| White Plains | | wants or needs. By completing | | |
| Stuart | | InsWebs online application, you will | | Interstate Carrier: A transportation |
| Fairfax | | have rates to compare to your old | | company which does business |
| Rockford | | ones within minutes! | | across state lines. |