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| Boston | | If you decide to cancel your policy | | Collusion: An agreement, usually |
| Sioux Falls | | (after acquiring new coverage) | | secret, between two or more persons |
| Manchester | | outside of the 30-day period, you may | | to defraud or deprive another or |
| Lawton | | have to pay a fee or penalty. | | others of their property or rights. |
| Evansville | | However, you may still save money | | |
| Fayetteville | | after paying the fee if your new policy | | Approved Roof: A term used in |
| Lafayette | | affords you significant savings. So | | building construction. It indicates a |
| Whittier | | while it is best to wait until your | | roof made of fire-resistive materials, |
| Shreveport | | receive your renewal notice, you CAN | | such as tile or asphalt shingles. |
| Fort Wayne | | cancel your policy at any time. | | |
| Wilmington | | | | Brick Veneer Construction: Refers to |
| Amarillo | | Make sure you have a new policy in | | a building where the outside walls are |
| Gainesville | | place before you cancel your old one | | constructed of wood with a facing of a |
| Stockbridge | | to avoid a lapse in coverage. This will | | single layer of brick. |
| Sioux City | | also prevent having to figure out the | | |
| Glendale | | amount of any unused premium that is | | Broker-Agent: One acting as an agent |
| Torrance | | due to you from your old insurance | | of one or more insurers and as a |
| Milwaukee | | company, or having to spar with your | | broker in dealing with one or more |
| Honolulu | | agent about exactly when your policy | | other insurers. |
| Cambridge | | was cancelled and how much they | | |
| Phoenix | | owe you. | | Authorized Insurer: An insurer |
| Philadelphia | | | | authorized by the state to transact |
| Brooklyn | | Shopping around is the best way to | | business in that state for specific |
| St. Paul | | save money on your insurance. | | types of insurance. |
