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| Morristown | | At InsWeb, you can compare free | | Partnership Entity: The partnership |
| Springfield | | online insurance quotes from many of | | considered as an entity and not in |
| Plano | | the nations leading insurance | | terms of its individual part-owners. |
| Norwalk | | companies. | | |
| Independence | | | | Business: In Property, Liability, and |
| Providence | | The best time to switch policies is | | Health lines, it usually refers to the |
| Minneapolis | | within one month of receiving your | | volume of premiums. |
| Johnson City | | policy renewal from your current | | |
| Alpharetta | | insurer. You can typically cancel your | | Deductible: The portion of an insured |
| Las Vegas | | policy without any fees or penalties if | | loss to be borne by the insured |
| Clarksville | | you act within this time period. | | before he is entitled to recovery from |
| Lakewood | | | | the insurer. |
| Garland | | Life insurance, specifically Term Life, | | |
| Gainesville | | is arguably one of the best values in | | Collusion: An agreement, usually |
| Glendale | | the entire financial services arena. | | secret, between two or more persons |
| Oklahoma City | | Where else can you go and get | | to defraud or deprive another or |
| Sunnyvale | | hundreds of thousands of dollars in | | others of their property or rights. |
| Poughkeepsie | | protection for literally pennies per | | |
| Rochester | | day? Rates for Term Life insurance | | Insurance Examiner: The |
| Abilene | | remain at all-time lows, and now is the | | representative of a state insurance |
| Winter Park | | time to lock in the best prices. | | department assigned to participate in |
| Franklin | | | | the official audit and examination of |
| Newport News | | While some companies raise their | | an insurer. |
| Fresno | | prices based on your actual age, | | |
| Houston | | most companies increase the price of | | Criticism: A correction suggested by a |
| Lancaster | | their policies six months before your | | rating or auditing bureau to an insurer. |
| Flint | | birthday. Its a term called Age | | |
| Whittier | | Nearest in the industry, and that | | Amendment: A formal document |
| Lancaster | | half-year price increase could really | | which corrects or revises an |
| Jersey City | | add up over a 20-year term policy. As | | insurance master policy. |
| Hemet | | above, the quicker you purchase your | | |
| Canton | | policy the better. | | Single Limit: Any insurance coverage |
| White Plains | | | | which is expressed as a single |
| Salt Lake City | | If you decide to cancel your policy | | amount of insurance, or a single limit |
| Santa Rosa | | (after acquiring new coverage) | | of liability. Contrast with Split Limit. |
| Oklahoma City | | outside of the 30-day period, you may | | |
| Norfolk | | have to pay a fee or penalty. | | |
| Fort Smith | | However, you may still save money | | |
| Hartford | | after paying the fee if your new policy | | |
| West Chester | | affords you significant savings. So | | |
| Tallahassee | | while it is best to wait until your | | |
| Woodbridge | | receive your renewal notice, you CAN | | |
| Boulder | | cancel your policy at any time. | | |
