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| Overland Park | | If you decide to cancel your policy | | Tariff Rate: A rate established by a |
| Phoenix | | (after acquiring new coverage) | | rating organization, which comes from |
| Bethlehem | | outside of the 30-day period, you may | | the tables, schedules and rules found |
| South Bend | | have to pay a fee or penalty. | | in the tariff of rates. |
| Goldsboro | | However, you may still save money | | |
| St. Paul | | after paying the fee if your new policy | | Agency: An insurance sales office |
| Schaumburg | | affords you significant savings. So | | which is directed by a agent, |
| Louisville | | while it is best to wait until your | | manager, independent agent, or |
| Scranton | | receive your renewal notice, you CAN | | company manager. |
| Longmont | | cancel your policy at any time. | | |
| Springfield | | | | Premises: The particular location of |
| Coral Springs | | The quickest and easiest way to | | property or a portion thereof as |
| Jackson | | shop for new insurance is by | | designated in a policy. |
| Mobile | | comparing rates at InsWebs online | | |
| Santa Ana | | marketplace. If you do it the | | Tabular Plan: A retrospective rating |
| Erie | | old-fashioned way (by calling or | | plan, which uses tables to furnish the |
| Inglewood | | visiting multiple agents or insurance | | various values for the rating formula. |
| Mesa | | companies) it could take up a huge | | |
| Boca Raton | | chunk of your time, which no one | | Fiduciary: A person holding the funds |
| Escondido | | wants or needs. By completing | | or property of another in a position of |
| Rockford | | InsWebs online application, you will | | trust. An example would be the |
| Lafayette | | have rates to compare to your old | | executor of an estate. |
| Longview | | ones within minutes! | | |
| Woodbridge | | | | Agent's Balance: A periodic |
| Brooklyn | | Individuals who have 30-year | | statement of the sums due and owed |
| Muskegon | | mortgages might want to consider a | | to an agent under the agent's contract |
| Lorain | | 30-year term to ensure that the house | | with an insurer. |
| Nashville | | is protected throughout the period of | | |
| Wilmington | | the loan. | | Approved Roof: A term used in |
| Lima | | | | building construction. It indicates a |
| Westbury | | We offer quotes for auto insurance, | | roof made of fire-resistive materials, |
| Santa Barbara | | life insurance, homeowners | | such as tile or asphalt shingles. |
| Whittier | | insurance, health insurance, term life | | |
| Jonesboro | | insurance and more. | | Valued: Relating to an agreement by |
| Charleston | | | | an insurer to pay a specified amount |
| Oxnard | | | | of money to or on behalf of the |
| Des Moines | | | | insured upon occurrence of a defined |
| Scottsdale | | | | loss. |
