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| Johnstown | | Make sure you have a new policy in | | Policywriting Agent: An agent who has |
| Odessa | | place before you cancel your old one | | the authority to prepare and effect an |
| Coral Springs | | to avoid a lapse in coverage. This will | | insurer's policy. |
| Walnut Creek | | also prevent having to figure out the | | |
| Harrisburg | | amount of any unused premium that is | | Federal Deposit Insurance |
| Gaithersburg | | due to you from your old insurance | | Corporation (FDIC): An agency of the |
| Seattle | | company, or having to spar with your | | federal government which insures |
| Corona | | agent about exactly when your policy | | bank deposits up to a stated |
| Albany | | was cancelled and how much they | | maximum. |
| Newburgh | | owe you. | | |
| Hemet | | | | Independent Contractor: One who |
| Fredericksburg | | People who are trying to quit | | agrees to perform according to a |
| Pasadena | | smoking, for example, might be best | | contract and who is not an employee. |
| Columbus | | suited purchasing a shorter term (and | | |
| Sarasota | | then replacing it with a longer term | | Commission of Authority: A document |
| Riverside | | policy when they qualify for | | outlining the powers delegated to an |
| Huntington Beach | | non-tobacco prices). | | agent by an insurer. |
