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| Athens | | We offer quotes for auto insurance, | | Burning Ratio: The ratio of losses |
| Jasper | | life insurance, homeowners | | suffered to the amount of insurance in |
| San Jose | | insurance, health insurance, term life | | effect. |
| Elkhart | | insurance and more. | | |
| Mountain View | | | | Interline Endorsement: Commercial |
| Brooklyn | | While some companies raise their | | endorsements that apply, or could |
| Fairfax | | prices based on your actual age, | | apply, to more than one coverage |
| Anaheim | | most companies increase the price of | | part of a package policy. |
| Melbourne | | their policies six months before your | | |
| Newport Beach | | birthday. Its a term called Age | | Multi-Peril Policies: Policies which |
| Belleville | | Nearest in the industry, and that | | cover a number of perils, such as fire, |
| Mansfield | | half-year price increase could really | | burglary, and liability, in a single |
| Schaumburg | | add up over a 20-year term policy. As | | contract. |
| New Port Richey | | above, the quicker you purchase your | | |
| Rochester | | policy the better. | | Sherman Antitrust Act: An antitrust law |
| Roanoke | | | | from which insurance is exempted to |
| Wilmington | | Make sure you have a new policy in | | the extent that it is regulated by state |
| Rome | | place before you cancel your old one | | law. |
| Scranton | | to avoid a lapse in coverage. This will | | |
| Jackson | | also prevent having to figure out the | | Buy-Back" Deductible: A deductible |
| High Point | | amount of any unused premium that is | | which may be eliminated for an |
| Stockton | | due to you from your old insurance | | additional premium in order to |
| Portland | | company, or having to spar with your | | provide "first-dollar" coverage. |
| Owensboro | | agent about exactly when your policy | | |
| Seattle | | was cancelled and how much they | | Building Code: This refers to |
| Corpus Christi | | owe you. | | municipal or other governmental |
| Gainesville | | | | ordinances regulating the type of |
| Corpus Christi | | People who are trying to quit | | construction of buildings within its |
| Charleston | | smoking, for example, might be best | | jurisdiction. |
| Longwood | | suited purchasing a shorter term (and | | |
| Manchester | | then replacing it with a longer term | | Fictitious Groups: Groups formed |
| Cleveland | | policy when they qualify for | | primarily for the purpose of buying |
| Omaha | | non-tobacco prices). | | insurance. Under the law such groups |
| Woodbridge | | | | may not be underwritten. |
