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| Fresno | | If you have noticed that your auto | | Substandard Risk: A risk not |
| Saginaw | | insurance rates are still increasing | | measuring up to underwriting |
| Glendale | | with each renewal, or even have not | | standards. It may still be written but |
| El Paso | | gone down even though you have a | | usually at a surcharged premium. |
| Conroe | | great driving record, this lower pricing | | |
| Warwick | | trend makes it more important then | | Insurance Policy: The printed form |
| Fullerton | | ever that you shop around for auto | | which serves as the contract between |
| Alpharetta | | insurance. | | an insurer and an insured. |
