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| Acworth | | Healthy people have the best | | National Auto Theft Bureau: An |
| Hendersonville | | mortality risks and thus are much | | organization engaged in the |
| Albany | | cheaper for companies to insure. This | | prevention and reduction of motor |
| Jackson | | translates into lower rates for the | | vehicle fire and theft losses. |
| Harrisburg | | Super Preferred customer than | | |
| Kingsport | | someone with higher risk factors such | | Broker-Agent: One acting as an agent |
| Conroe | | as a heart condition, cancer or | | of one or more insurers and as a |
| Fredericksburg | | diabetes. Conversely, if you were | | broker in dealing with one or more |
| Morristown | | unhealthy when you acquired your | | other insurers. |
| Huntsville | | policy, and your health has now | | |
| Anchorage | | improved, it might be time to shop for | | War Risk Insurance: Insurance |
| Grand Prairie | | a new policy, as your rates are likely | | covering damage caused by war. |
| Southfield | | to be lower. | | Most often written by Ocean Marine |
| New Orleans | | | | Insurance companies covering |
| Metairie | | If you decide to cancel your policy | | vessels. |
| Amarillo | | (after acquiring new coverage) | | |
| Carlsbad | | outside of the 30-day period, you may | | Fiduciary: A person holding the funds |
| Peoria | | have to pay a fee or penalty. | | or property of another in a position of |
| Sioux City | | However, you may still save money | | trust. An example would be the |
| New York | | after paying the fee if your new policy | | executor of an estate. |
| Greeley | | affords you significant savings. So | | |
| Anderson | | while it is best to wait until your | | Insurance to Value: Insurance written |
| Huntsville | | receive your renewal notice, you CAN | | in an amount approximating the value |
| Norfolk | | cancel your policy at any time. | | of the property insured. |
